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能说下中山公积金查询个人账户流程是啥吗

能说下中山公积金查询个人账户流程是啥吗

浏览：34次 | 提问时间： 06-19 04:08

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烂人不烂心 06-19 04:09

你好：1、可通过拨打服务热线进入自动语音播报系统中的个人对账信息进行查询，按语音提示输入个人公积金客户号(12位)及身份证号码。2、进入当地的住房公积金网(网上业务――个人业务)输入个人公积金客户号(12位)及身份证号码注册后查询。3、本人持身份证原件到中心归集提取服务大厅政策咨询窗口查询。4、凭市民卡到中心归集提取服务大厅查询机插卡查询。5、到中心归集提取服务大厅多媒体查询机上进行自助查询。

安朵姑娘 06-19 04:17

据了解，公积金联名卡同时具有个人住房公积金账户与银行借记卡账户双重功能，市民通过审批后，相应的住房公积金将即时转入公积金借记卡账户，即刻可以提取使用。另外，市民还可申请公积金委托自动提取，即每半年公积金相应款项将自动划账入联名卡，市民无需再次进行审批。公积金管理中心负责人表示，中山市目前约有25万公积金缴存人，中心将分批按照单位逐步为存量公积金存折配发新卡，两家缴存银行拟于年底前完成存折配卡工作，新增缴存人不再配发公积金存折。【新政一】“一卡双账户”可直接划账中山住房公积金管理中心相关负责人表示，由于公积金存折只有查询功能无法直接提取现金，在办理提取业务时，以前的流程是公积金缴存人在办事大厅办理支取手续后，需拿着公积金管理中心确定的支取表格到建设银行或工商银行再办理提取业务。一般来说，市民需要有建设银行(或工商银行)的存折或卡才能直接划账支取，跨行转账则需要支付50元的手续费。由于公积金龙卡将公积金存折的查询功能和一般借记卡功能已经融为一体，新联名卡发行后，提取的公积金数额便由后台系统直接划账到联名卡中，在市内任意一个建设银行网点提取公积金。公积金管理中心负责人透露，这是因为公积金联名卡实现了“一卡双账户”，即一张卡拥有个人住房公积金与银行借记卡两个账户，市民提取公积金时，在公积金中心办事大厅提交申请获批后，公积金账户中的相关款项将自行划账到借记卡账户中。【新政二】可委托每半年自动提取9月29日，中山市公积金中心新办事大厅开始启用，其引入了归集银行服务柜台，实现住房公积金缴存、提取等业务的“一站式”服务。因此，办理公积金提取、还贷的中山市民也不必再重复申请提取公积金，只要在公积金中心办事大厅通过审批，便可委托联名卡发卡银行每半年从自己的公积金账户中直接划款到银行借记卡账户，实现公积金自动划账提取、还贷。‘一站式’服务对改善住房公积金服务环境，提升服务水平，加快技术升级、优化业务流程、扩大住房公积金制度的影响力具有重大意义。”公积金管理中心相关负责人表示，公积金联名卡的这项功能得益于银行和公积金管理中心的网络和技术优势，通过搭建公积金管理中心、建设银行、职工个人三者合一的住房公积金服务平台，拓宽了公积金业务办理和服务渠道，提升了效率。【新政三】网上、电话均能查询公积金公积金联名卡已实现在银行网点、自助服务终端、电话银行、网上银行查询公积金账户余额、月缴额、缴存、提取明细等功能，在ATM(自动取款机)、CDM(自动存款机)也可查询公积金账户余额和月缴额。中山建设银行个人金融部徐延宗告诉记者，公积金联名卡的发行，使市民查询、转账公积金款项的渠道进一步放宽，大大简化了公积金管理流程。“以前必须持公积金存折到指定网点查询款项明细，并且不能直接提取。现在市民手持建行公积金龙卡，即可在中山市区和各镇区所有建行网点查询、转账、提取公积金。”徐延宗表示，市民还可通过建设银行网上银行、电话银行查询、转账公积金款项。【新政四】联名卡也可刷卡消费目前，中山可办理缴存公积金的建设银行和工商银行，均推出了与中山住房公积金管理中心联合发行的公积金联名卡。这两种联名卡同时都具备银行储蓄卡的所有功能：存款、取款、查询、转账、汇款、消费、通存通兑、代发工资、代收代付、证券交易、网上银行、电话银行等等。“整合银行产品和服务，实现一卡多能，满足了公积金客户多样化的需求。”公积金管理中心副主任刘结平表示，联名卡的发行对于进一步规范住房公积金管理、提高住房公积金管理的透明度、扩大住房公积金制度的社会影响力，具有十分重要的意义。目前，办理公积金联名卡的市民可通过柜面开卡、单位与工行签订协议为单位员工批量发卡两种方式办理。另外，工商银行办理个人住房公积金灵通卡对客户实行免工本费、年费与工行信使的优惠；建设银行公积金龙卡则实行免年费、免小额账户管理费等优惠。使用公积金联名卡后，市民不仅不用去银行将公积金进行转账，经审批直接划入联名卡借记卡账户内的资金，市民还可以直接提取或刷卡消费。另外，公积金联名卡也可作为公积金贷款的还贷卡。

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