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徐州装修贷款可以在哪贷？

徐州装修贷款可以在哪贷？

浏览：68次 | 提问时间： 07-29 08:17

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3个答案

一腔孤勇 07-29 08:18

您好。银行商业贷款基本上都差不多的。最好可以选择以前使用比较的银行。这样申请时可能稍容易一些。现在年末所有银行都会缩紧贷款，这个时间段申请时要等很久的，前边会有很多人排队。

未簖奶ヤ 07-29 08:26

可以到当地中国银行贷款.中国银行有家居装修贷款，也有住房按揭加装修的组合贷款。其具体要求如下：1、贷款条件：具有完全民事行为能力的自然人；有当地常住户口或有效居留身份，有固定和详细的住址；有正当职业和稳定可靠的收入来源，信用良好，具备按期偿还贷款本息的能力；原则上须持有与经贷款人认可的装修企业签定的家居装修协议或合同及装修工程预算表；提供贷款人认可的财产抵、质押或第三方保证，保证人为中国银行认可的具有代偿能力的个人或单位，承担连带责任；在中国银行指定的银行存有不低于家居装修总额30%的存款证明或已自筹并支付30%以上的装修款的证明；落实贷款人规定的其他贷款条件2、贷款用途：借款人只能将本贷款用于家庭居室装修的正常消费需求。3、贷款限额：家居装修贷款的最高金额不超过家居装修工程总额的80%。4、贷款期限：一般为一至三年，最长不超过五年（含五年）。5、贷款利率：家居装修贷款利率执行中国*银行规定的同档次自营性个人住房贷款利率。贷款期限在一年以内（含一年），按合同约定利率计息，遇法定利率调整时，利率不变；贷款期限在一年以上的，遇法定利率调整，则按*银行关于利率调整的规定进行利率调整。

散尽繁华转眼已变淡 07-29 08:34

你好，很高兴回答您的问题。希望我的回答对你有帮助。你可以通过银行办理住房抵押装修贷款，你找找徐州天汇投资管理公司就能办。

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