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问下鹤壁装修房子可否用住房公积金？

问下鹤壁装修房子可否用住房公积金？

浏览：72次 | 提问时间： 06-19 04:32

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古城萧笙 06-19 04:33

一般来说是可以运用住房公积金的，但要申请住房公积金贷款得话，也有下列条件：1。购买、建造自住住房申请住房公积金贷款的，须在签订商品房购房合同之日(二手房自房屋产权证明办理之日，城镇自建房自施工合同签订之日)起1年内提出申请。在新政策执行后，夫妻双方购买自住住房提取住房公积金的，支取后1年内不得申请住房公积金贷款;个人住房公积金贷款未结清的，借款人夫妻双方只能申请提取住房公积金用于偿还贷款本息;2。购买自住住房，首付款比例为所购住房总价的20%;3。本人及其配偶均无尚未结清的住房公积金贷款;4。为购买家庭首套自住住房或第二套改善型自住住房的缴存职工办理住房公积金贷款，禁止向第三套及以上住房发放贷住房公积金款。申请人家庭住房套数,以申请人购房所在地房屋主管部门提供的申请人夫妻双方住房登记信息认定;5.夫妻双方使用住房公积金贷款2次以上(含2次)，不再受理住房公积金贷款。

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