array(3) { ["data"] => array(20) { [0] => array(11) { ["tagname"] => string(21) "抵押贷款的流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598923862" ["tagid"] => int(946701) ["id"] => string(6) "946701" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503942529318927) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/946701" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/946701" } [1] => array(11) { ["tagname"] => string(21) "抵押贷款的流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598923862" ["tagid"] => int(946703) ["id"] => string(6) "946703" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503942529318929) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/946703" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/946703" } [2] => array(11) { ["tagname"] => string(18) "贷款抵押流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598923473" ["tagid"] => 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抵押房屋装修贷款的流程都有哪些

抵押房屋装修贷款的流程都有哪些

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曾是拥有 07-30 09:46

1.借款人贷前咨询：填写居民住房抵押申请书，并提交银行下列证明材料：借示人所在单位出具的借款人固定经济收入证明;借款担保人的营业执照和法人证明等资信证明文件;借款人具有法律效力的*明;符合法律规定的有关住房所有权*或本人有权支配住房的证明;抵押房产的估价报告书、鉴定书和保险单据;购建住房的合同、协议或其他证明文件;贷款银行要求提供的其他文件或材料。2.银行对借款人的贷款申请、购房合同、协议及有关材料进行审查。3.借款人将抵押房产的产权*及保险单或有价证券交银行收押。4.借贷双方担保人签订住房抵押贷款合同并进行公证。5.贷款合同签订并经公证后，银行对借贷人的存款和贷款通过转帐方式划入购房合同或协议指定的售房单位或建房单位。

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抵押房屋装修贷款的流程都有哪些