array(3) { ["data"] => array(20) { [0] => array(11) { ["tagname"] => string(51) "装修押金退款有啥要注意的流程又是啥" ["inlink"] => int(0) ["addtime"] => string(10) "1599530139" ["tagid"] => int(1188223) ["id"] => string(7) "1188223" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503950622228501) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1188223" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1188223" } [1] => array(11) { ["tagname"] => string(21) "啥叫公积金贷款" ["inlink"] => int(0) ["addtime"] => string(10) "1598923473" ["tagid"] => int(876063) ["id"] => string(6) "876063" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503940489838595) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/876063" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/876063" } [2] => array(11) { ["tagname"] => string(24) "成都市公积金贷款" ["inlink"] => int(0) ["addtime"] => string(10) "1594371892" ["tagid"] => int(542939) ["id"] => string(6) "542939" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503928980668437) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/542939" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/542939" } [3] => array(11) { ["tagname"] => string(12) "涤纶是啥" ["inlink"] => int(0) ["addtime"] => string(10) "1600480630" ["tagid"] => int(1382900) ["id"] => string(7) "1382900" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503957972746266) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1382900" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1382900" } [4] => array(11) { ["tagname"] => string(12) "啥是佩奇" ["inlink"] => int(0) ["addtime"] => string(10) "1600480755" ["tagid"] => int(1395072) ["id"] => string(7) "1395072" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503958365962259) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1395072" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1395072" } [5] => array(11) { ["tagname"] => string(12) "锦纶是啥" ["inlink"] => int(0) ["addtime"] => string(10) "1600480755" ["tagid"] => int(1404716) ["id"] => string(7) "1404716" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503958673195027) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1404716" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1404716" } [6] => array(11) { ["tagname"] => string(12) "佩奇是啥" ["inlink"] => int(0) ["addtime"] => string(10) "1600481200" ["tagid"] => int(1455128) ["id"] => string(7) "1455128" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503960428511238) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1455128" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1455128" } [7] => array(11) { ["tagname"] => string(12) "吊顶是啥" ["inlink"] => int(0) ["addtime"] => string(10) "1594017209" ["tagid"] => int(321020) ["id"] => string(6) "321020" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503920919216147) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/321020" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/321020" } [8] => array(11) { ["tagname"] => string(12) "啥是吊顶" ["inlink"] => int(0) ["addtime"] => string(10) "1594017209" ["tagid"] => int(321040) ["id"] => string(6) "321040" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503920919216167) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/321040" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/321040" } [9] => array(11) { ["tagname"] => string(12) "地漏是啥" ["inlink"] => int(0) ["addtime"] => string(10) "1594091059" ["tagid"] => int(374842) ["id"] => string(6) "374842" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503922568626199) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/374842" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/374842" } [10] => array(11) { ["tagname"] => string(12) "浴霸是啥" ["inlink"] => int(0) ["addtime"] => string(10) "1594091060" ["tagid"] => int(376830) ["id"] => string(6) "376830" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503922621054985) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/376830" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/376830" } [11] => array(11) { ["tagname"] => string(12) "啥是飘窗" ["inlink"] => int(0) ["addtime"] => string(10) "1594372150" ["tagid"] => int(579376) ["id"] => string(6) "579376" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503929997787174) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/579376" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/579376" } [12] => array(11) { ["tagname"] => string(12) "飘窗是啥" ["inlink"] => int(0) ["addtime"] => string(10) "1594372150" ["tagid"] => int(579812) ["id"] => string(6) "579812" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503930009321510) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/579812" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/579812" } [13] => array(11) { ["tagname"] => string(21) "公积金贷款流程" ["inlink"] => int(0) ["addtime"] => string(10) "1593575176" ["tagid"] => int(281039) ["id"] => string(6) "281039" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503919776268323) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/281039" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/281039" } [14] => array(11) { ["tagname"] => string(30) "成都市公积金贷款政策" ["inlink"] => int(0) ["addtime"] => string(10) "1594371661" ["tagid"] => int(503740) ["id"] => string(6) "503740" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503927849254936) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/503740" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/503740" } [15] => array(11) { ["tagname"] => string(30) "成都市公积金贷款条件" ["inlink"] => int(0) ["addtime"] => string(10) "1598923693" ["tagid"] => int(909720) ["id"] => string(6) "909720" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503941489131558) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/909720" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/909720" } [16] => array(11) { ["tagname"] => string(27) "异地公积金贷款流程" ["inlink"] => int(0) ["addtime"] => string(10) "1594371456" ["tagid"] => int(472000) ["id"] => string(6) "472000" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503926922313740) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/472000" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/472000" } [17] => array(11) { ["tagname"] => string(27) "铁路公积金贷款流程" ["inlink"] => int(0) ["addtime"] => string(10) "1594371456" ["tagid"] => int(477485) ["id"] => string(6) "477485" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503927080648705) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/477485" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/477485" } [18] => array(11) { ["tagname"] => string(27) "军人公积金贷款流程" ["inlink"] => int(0) ["addtime"] => string(10) "1594371558" ["tagid"] => int(490074) ["id"] => string(6) "490074" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503927456038920) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/490074" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/490074" } [19] => array(11) { ["tagname"] => string(27) "建行公积金贷款流程" ["inlink"] => int(0) ["addtime"] => string(10) "1594371558" ["tagid"] => int(491311) ["id"] => string(6) "491311" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503927493787666) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/491311" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/491311" } } ["counts"] => int(257866) ["pagecount"] => float(12894) }

当前位置：首页>

装修问答

其他

成都市公积金贷款流程是啥？

成都市公积金贷款流程是啥？

浏览：48次 | 提问时间： 06-22 03:07

分享到：

2个答案

独善其身Grl 06-22 03:08

成都公积金贷款申请和办理流程详解公积金贷款办理流程1、借款人到贷款服务大厅银行窗口提交个人申请资料，由银行进行受理、审查，审查通过后，提交中心审查。2、中心进行审查和审批，同意贷款的，担保公司对其进行审查，办理担保手续，缴纳担保费。3、借款人返回银行窗口签订借款合同，到公证窗口办理公证手续，缴纳公证费。4、借款人离开贷款大厅，等待银行通知领取借款合同、放款凭证并按合同约定开始还款。住房公积金个人住房贷款申请条件借款申请人须同时具备下列条件：一、具有完全民事行为能力的自然人，且不超过国家规定的法定退休年龄。二、有城镇常住户口或有效居留身份证明的职工。三、申请时主借款申请人及所在单位已连续一年以上按时足额缴存住房公积金，且借款申请人及配偶没有支取公积金用于支付购房首付款，同时未曾申请取得过公积金贷款或取得的公积金贷款已结清。四、借款人有购买住房的合同或协议，且首期付款不低于所购住房价值的规定比例。五、借款人有稳定的经济收入，信用良好，有相应的贷款偿还能力；六、能提供成都公积金管理中心认可的担保方式；七、成都公积金管理中心规定的其他条件。贷款额度单笔住房公积金个人住房贷款最高额度为40万元。住房公积金贷款可贷额度的公式是：借款申请人及配偶公积金个人月缴存额之和÷实际缴存比例×12(月)×0.45(还款能力系数)×贷款期限(最长可贷年限)。注意事项：1、贷款成数最高不超过不超过所购房屋总价的8成。2、若夫妻双方缴存比例不一致的,按比例较高的一方确定实际缴存比例。符合上述条件的贷款申请，由成都公积金中心结合借款申请人信用状况、还款能力等因素综合评估确定最终贷款额度。贷款期限住房公积金个人住房贷款期限最长不超过30年，借款人年龄不超过国家法定退休年龄，即男不超过60周岁、女不超过55周岁。借款申请人及配偶均符合申请住房公积金贷款条件的，可按剩余工作年限较长的一方计算贷款期限。首付款比例住房公积金个人住房贷款首期付款比例的规定是：1、对购买首套自住房且建筑面积在90平方米以下(含90平方米)的家庭(包括借款人、配偶及未成年子女，下同)，住房公积金个人住房贷款首付款比例不得低于20％；对购买首套自住房且建筑面积在90平方米以上的家庭,住房公积金个人住房贷款首付款比例不得低于30%。2、对第二套住房公积金个人住房贷款首付款比例不得低于50％，贷款利率按同期首套住房公积金个人住房贷款利率的1.1倍执行。对“第二套住房”的认定按照国家相关部门规定执行。3、停止向购第三套及以上住房的缴存职工家庭发放住房公积金个人住房贷款。申请材料1、夫妻双方(若有共同借款人，还应提供共同借款人)身份证明原件及复印件5份(第二代身份证需复印正反两面)；户口簿原件及复印件5份(含户口首页及本人所在页)，如为军人，只需提供军官证作为其身份证件，不需提供户口薄。2、婚姻状况证明：结婚证/离婚证原件及复印件4份，如未婚，请到贷款大厅公证处作相关声明；3、已备案的购房合同以及补充协议原件及复印件各2份、备案表原件及复印件3份；4、首付款凭证原件及复印件3份；(刷卡支付需提供POS单，现金支付需提供现金交款单)5、夫妻双方(若有共同借款人，还应提供共同借款人)资信状况证明原件1份、复印件3份；(请在中心网站www.cdzfgjj.gov.cn下载规定格式)6、借款人在拟选择的公积金贷款承办银行开设用于归还贷款的个人储蓄卡卡面复印件，或带有存款账号的存折首页复印件1份；以上资料为办理公积金贷款业务所需资料，若您需要办理组合贷款业务，则各项资料需要再添加一份复印件。收费标准(一)担保费(成都市区及十四个郊县)1、担保手续费：100元/户2、担保服务费：公积金贷款(含组合)按贷款金额的3‰收取收取的担保手续费和担保服务费开具成都市住房置业担保服务发票。(二)担保公司代抵押登记机关收取费用此费用标准仅限于所购楼盘位于成都市五城区及高新区，其他区市县楼盘以当地房管局标准收取。1、预告登记费：80元/户2、抵押预登记：手续费50元/户+登记费80元/户代收抵押登记费开具成都市住房置业担保有限公司代收款收据。(三)公证处费用(市区)1、授权委托书公证(办理领证和抵押登记)，收取公证费200元。

离岛║Bombastc 06-22 03:16

你好，成都市公积金贷款流程：1、借款人到贷款服务大厅银行窗口提交个人申请资料，由银行进行受理、审查，审查通过后，提交中心审查。2、中心进行审查和审批，同意贷款的，担保公司对其进行审查，办理担保手续，缴纳担保费。3、借款人返回银行窗口签订借款合同，到公证窗口办理公证手续，缴纳公证费。4、借款人离开贷款大厅，等待银行通知领取借款合同、放款凭证并按合同约定开始还款。

装修问答

其他

成都市公积金贷款流程是啥？

最新问题

相关搜索

最新推荐

成都市公积金贷款流程是啥？