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珠海装修贷款几年还清？

珠海装修贷款几年还清？

浏览：42次 | 提问时间： 08-01 04:40

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5个答案

思念在躲避 08-01 04:40

贷款这个东西我觉得能不贷就不贷，因为利息真的很高，如果有人脉可以借点钱也行，如果真的要贷找工商、农业之类的大银行贷款，几年还请就你看自己的经济实力了，15-30年类还请可供选择的。

薄情红唇 08-01 04:49

我认为还是找正规的银行来贷款。2012年7月7日起执行最新贷款基准利率：六个月(含)5.60%　　一年(含)6.00%　　一至三年(含)6.15%　　三至五年(含)6.40%　　五年以上6.55% 　备注：基准利率由央行规定，银行贷款利率可以此为基准上下浮动。
银行一般以一年期以下流动资金贷款为主;融资租赁最长可为3年;

我感觉自己萌萌哒 08-01 04:57

装修贷款和其他贷款一致，还款期由你的贷款合同来定，逾期的利息很高，记得要及时还。

长居我心底 08-01 05:05

年利多少?本金加利息除以120就是月均还款额            您好，若您需要办理我行的贷款业务，要根据您当时贷款时所选择的还款方式来计算月供的金额，以下是还款方式的计算公式，给您做一个参考。

1.等额还款法每月还款额的计算公式如下：
其中，每月支付利息＝剩余本金×贷款月利率；
每月归还本金＝每月还本付息额-每月支付利息。
2.等额本金还款法每月还款额的计算公式如下：
其中，每月归还本金＝贷款金额/   还款月数；
每月支付利息＝(本金—累计已还本金)×月利率。
3.到期还本法是指借款人在贷款到期日一次性归还贷款本金的还款方法。到期还本法适用于期限1年（含）以内的贷款。
1．到期还本法包括两类：按月付息到期还本还款法和到期还本付息法。
2．按月付息到期还本是指贷款到期日一次性归还贷款本金，按日计息，按月结息。
3．到期还本付息法是指贷款到期日一次性归还贷款本金和利息。到期还本付息仅适用于综合业务处理系统个人质押贷款、个人赎楼贷款。以下是我行的“个   人   贷   款   计   算   器”链接，请您输入您的*尝试试算一下。

来不及兑现 08-01 05:14

家装贷款也称装修贷款，指银行或者消费金融公司推出的，以家庭住房装修为目的个人信用贷款即无抵押信用贷款。银行发放的个人住房装修贷款单笔贷款额度原则上不超过15万元*币，同时不超过装修工程总费用的50%。一般3年还清。

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