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商铺抵押贷款有什么流程

浏览：63次 | 提问时间： 08-01 05:26
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6个答案
Oleander 08-01 05:27

流程：面谈-抵押登记-借款公证-放款。房屋要求：全款房、分期房、成本价房屋、优惠价房屋、无本房屋、回迁房、经适房、小产权房屋、燕郊房屋等都可以。房屋长期抵押银行贷款但又着急用钱：可以当天质押放款，再办银行贷款我们可以当天从公司质押放款，然后马上帮您*作银行贷款，正常银行贷款一个月左右就放款了，银行放款后你还银行的月供，这样既解决了你着急用钱的困难，也解决了长期贷款月供压力大的问题。房屋要求：全款房、分期房屋、按揭房屋、有本回迁房、成本价优惠价房屋、08年之前的经适房等大产权房屋。房屋抵押银行贷款：不着急用钱直接办银行贷款（1）、银行有贷款：可以给你办银行的房屋二次抵押贷款，找新的银行申请贷款，等批贷后再帮你和原先的银行解押，确保二次贷款一定可以放款。银行贷款我们只收贷款服务费，正常商品房的话，我们是收贷款额的百分之一作为服务费，银行批贷之后再收费。

似梦亦梦不是梦 08-01 05:35

房子抵押贷款办理材料及流程：1、前期准备房产抵押贷款担保所需材料     ：（1）个人身份*、户口本、居住地址证明、婚姻状况证明；（2）个人收入证明或资产状况证明；（3）抵押房屋的产权证明；（4）若申请人以他人房产作抵押，还需提供房产权属人（含共有人）身份     证、婚姻状况证明、同意抵押的书面证明等；（5）若指定银行，还需要满足该银行要求的其它*。2、房产抵押贷款担保具体流程：     （1）     客户名下的房产首先是可以办理房产抵押登记的大产权房屋；（2）    抵押贷款担保经办部门办理抵押贷款担保申请；     （3）选出最优银行和最优房产评估机构对客户提供有自有房产进行评估，并提交房产评估报告。     （4）    客户办理房产保险手续及相应的贷款担保审批手续，贷款担保额度最高可达评估价值的80%。     （5）    客户持房产证、借款合同到房产所在区县房地局办理抵押登记手续。     （6）     抵押登记办妥后，银行方可发放贷款担保。　　不同银行贷款担保流程可能会有一定差异，请以银行实际情况为准，

无可救药 08-01 05:43

可以当天放款，适合于短期周转着急用钱的客户。流程：面谈-抵押登记-借款公证-放款。房屋要求：全款房、分期房、成本价房屋、优惠价房屋、无本房屋、回迁房、经适房、小产权房屋、燕郊房屋等都可以。房屋长期抵押银行贷款但又着急用钱：可以当天质押放款，再办银行贷款我们可以当天从公司质押放款，然后马上帮您*作银行贷款，正常银行贷款一个月左右就放款了，银行放款后你还银行的月供，这样既解决了你着急用钱的困难，也解决了长期贷款月供压力大的问题。房屋要求：全款房、分期房屋、按揭房屋、有本回迁房、成本价优惠价房屋、08年之前的经适房等大产权房屋。

拉钩为毛还上吊 08-01 05:51

商铺抵押贷款      主要是你的商铺合法手续的*齐全的      还有您贷款金额的比例

男神别怕俺来救你 08-01 06:00

你好，1需要提供产权证、营业执照原件、复印件、夫*双方的*、户口本、结婚证、单身的开单身证明、离婚的开离婚证、配偶*亡的开*亡证明2贷款额度个银行不一样，但是一般的能贷六到七成，现在贷款不好带。到年底银行基本不放款了。希望我的回答对您有帮助，望采纳！

许你三生烟火 08-01 06:08

你好，这个问题还是建议你本人亲自去银行进行详细咨询

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