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房屋认购流程哪位了解？

房屋认购流程哪位了解？

浏览：35次 | 提问时间： 08-03 05:48

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忠于你 08-03 05:49

（1）、*双方建立*沟通渠道，买方了解房屋整体现状及产权状况，要求卖方提供合法的*，包括房屋所有权*、身份*及其它*。（2）、如卖方提供的房屋合法，可以上市交易，买方可以交纳购房定金（交纳购房定金不是商品房*的必经程序），*双方签订房屋*合同（或称房屋*契约）。*双方通过协商，对房屋坐落位置、产权状况及成交价格、房屋交付时间、房屋交付、产权办理等达成一致意见后，双方签订至少一式三份的房屋*合同。（3）、*双方共同向房地产交易管理部门提出申请，接受审查。*双方向房地产管理部门提出申请手续后，管理部门要查验有关*，审查产权，对符合上市条件的房屋准予办理过户手续，对无产权或部分产权又未得到其他产权共有人书面同意的情况拒绝申请，禁止上市交易。（4）、立契。房地产交易管理部门根据交易房屋的产权状况和购买对象，按交易部门事先设定的审批权限逐级申报审核批准后，交易双方才能办理立契手续。现在北京市已取消了交易过程中的房地产卖契，即大家所俗称的“白契”。（5）缴纳税费。税费的构成比较复杂，要根据交易房屋的性质而定。比如房改房、危改回迁房、经济适用房与其它商品房的税费构成是不一样的。（6）、办理产权转移过户手续。交易双方在房地产交易管理部门办理完产权变更登记后，交易材料移送到发证部门，买方凭领取房屋所有权证通知单到发证部门申领新的产权证。

感觉自己萌萌哒 08-03 05:57

房屋认购流程一、初审　　区县房管局在5个工作日内进行初审，对符合条件的，转街道办事处（乡镇**）核查收入、财产。　　二、核查　　街道办事处（乡镇**）结合住房公积金、社会保障等各类专业**，在10个工作日内对申请家庭收入、财产情况进行初审，提出初审意见，转区县民政局。区县民政局在5个工作日内对申请人家庭收入、财产进行核查，将核查结果转区县房管局。　　三、审核　　区县房管局对申请人购买限价商品住房资格在5个工作日内进行审核，经审核符合限价商品住房购买条件的，纳入公示范围。　　四、公示　　区县房管局对符合条件的申请人家庭人口、住房等相关*进行公示同时将申请人相关情况报送市住保办，由市住保办通过市级媒体进行公示。各级公示期限均为5日。　　五、发证　　对公示无异议或者经核实异议不成立的，区县房管局向申请人开具有效期为1年的《天津市限价商品住房购买*明》，凭该*明只能购买一套限价商品住房。　　申请人在证明有效期内未购买限价商品住房的，证明自动作废，作废超过1年后，申请人可再申请一次。申请人或申请人配偶申请累计次数不得超过两次。　　六、购买　　天津有关政策规定，新建限价商品住房的销售主体为开发企业，严禁开发企业将开发建设的限价商品住房委托给中介机构、其他组织及个人代理销售，持有证明的人员一定要通过正规渠道到限价房开发企业设置的销售场所购买限价商品住房。

深海埋葬鱼的泪 08-03 06:06

认筹书就是指你交的定金，一般来说房产商广告上说的交多少顶多少钱，实际开盘的时候订房的人都有认筹，房产商号称那部分钱已经体现在优惠房价上了，实际优惠不优惠外面人也不知道，但是如果你不订房那钱一般开盘15天后退给你；交完首付就能签购房合同了，同时跟你要贷款的银行签订贷款合同，说明你已经选好并确定买这房子了，房产商拿正式合同才能去房管局备案，才能去银行给你做按揭贷款（期房可能需要签认*，但是现在*不允许*期房了，基本都是封了顶后才能*，但是县城里面可能有些还不是太正规）签合同的时候要注意看实际得房率、交房日期、公摊面积、违约赔偿情况（一般规定的交房日期后每迟交一天房，房产商赔偿2-3%的银行利息），签贷款合同的时候根据你的实际情况选择首付比例、利息计算方法、贷款年限等。希望我的回答能够帮助到你。

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