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广州住房抵押贷款流程是怎样的

广州住房抵押贷款流程是怎样的

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安静的眉眼 08-03 05:56

你好，很高兴解答您的问题。广州房产抵押贷款流程1备齐* 个人账户最近半年的银行流水对账单2 向银行申请贷款，填写贷款申请书3 银行考核你的*，会电话核实你的*4 银行同意批贷，你与银行的人一起去房管局做抵押登记手续5 银行拿他项权证，放款。

啥人啥对待ぃ 08-03 06:04

广州这边纯抵押贷款（经营性贷款、装修贷款）的大致流程：拿一大堆*到银行提出申请，再由银行指定的按揭公司*流程通过审核，由银行出具《同意贷款通知书》持房产正等到市、各区房地产交易登记中心办理房屋抵押手续（即“入押”手续）约5个工作日后，抵押手续完成，由房管局出具《他项权利证》《他项权利证》回到银行之后，开始排队等放款银行放款，流程结束希望对你有帮助

哲希 08-03 06:13

一、借贷双方签定借款合同（主合同）；　　1、借款合同一式三份（双方签字并按指模）；　　2、借款人出据有关合法*；（包括房产证、户口本、*、结婚证或离婚证、民政局开出的未婚证明或无再婚证明）　　3、经办人双方*原件、复印件；　　4、如代理人办理的，必须要委托书，而且需要委托方和代理方的*原件及复印件（委托书要签名并按指模）；　　二、签定房地局的房地产抵押合同一式三份（双方签字并按指模）；　　三、填写“房地产他项权利登记申请书”一份（双方签字并按指模）；　　五、到“房屋产权管理局”办理房产抵押手续；　　六、从拿到受理回执起，整个*作到结束需要8个工作日完成；　　第二部分：与抵押贷款人签定有关合法的合同文件　　一、办理委托公*；　　二、借款人向出借人立借据、收据；

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