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新乡二手房交易流程是怎样的？

新乡二手房交易流程是怎样的？

浏览：42次 | 提问时间： 08-03 08:13

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花开若相惜 08-03 08:14

-寻找中介*登记　　*双方到中介咨询二手房交易的相关政策，经纪公司根据实际情况为*双方进行配对，为他们牵线搭桥，*双方分别登记购房、售房*。在这个环节中，*双方面临的一个重要事情就是选择一家真正的放心中介，它直接关系到交易的安全和房款的顺利交接。　　选择好的经纪公司有以下几点：规模大、有营业许可证、有资质*、声誉较好。　　-入市资格审批　　卖方到房屋所在区县房地产交易管理部门申领“上市批准通知书”，办理上市审批手续。　　如果是已购公房，其上市需盖三种章。　　第一枚章是在*调查表上盖的章，主要由单位证明土地使用性质，以便证明房屋所在地皮是出让性质还是无偿划拨。　　第二枚章是在上市征询意见表上盖的章，后来北京市颁布了补充规定及说明，如果已购公房房主与原产权单位没有特殊约定的，无需原单位同意盖章。　　第三枚章是在上市申请确认表上盖的章，由各区房地部门在*签约前审批。主要是从表格中审核是否属于规定中禁止上市的几种房。以下产权性质的房子不能上市交易：　　1.中央直属机关的公房；　　2.*产、院(*院)产、校(学校)产的公房与本单位的办公场所在一个大院里的；　　3.使用权的房屋；　　4.以标准价购买，尚未按成本价补足剩余价款的；　　5.在农村集体土地上兴建的房屋，所持乡产权房产证的二手商品房；　　6.已经被列入拆迁公告范围的；　　7.所有权共有的房屋，其他共有人不同意*的；　　8.所有权有纠纷的；　　9.已经抵押，并且未经抵押人书面同意的；　　10.上市*后会形成新的住房困难的；　　11.依法被查封或者依法以其他形式限制权属转移的；　　12.房屋已出租他人，出卖人未按规定通知承租人，侵害承租人优先购买权等权益的。希望我的回答能帮到你，望采纳

我怕你心会变 08-03 08:22

新乡二手房交易的整个过程大致分以下几个阶段: (1)*双方建立*沟通渠道，买方了解房屋整体现状及产权状况，要求卖方提供合法的*，包括房屋所有权*、身份*及其它*。 (2)如卖方提供的房屋合法，可以上市交易，买方可以交纳购房定金(交纳购房定金不是商品房*的必经程序)，*双方签订房屋*合同(或称房屋*契约)。*双方通过协商，对房屋坐落位置、产权状况及成交价格、房屋交付时间、房屋交付、产权办理等达成一致意见后，双方签订至少一式三份的房屋*合同。 (3)*双方共同向房地产交易管理部门提出申请，接受审查。*双方向房地产管理部门提出申请手续后，管理部门要查验有关*，审查产权，对符合上市条件的房屋准予办理过户手续，对无产权或部分产权又未得到其他产权共有人书面同意的情况拒绝申请，禁止上市交易。 (4)立契。房地产交易管理部门根据交易房屋的产权状况和购买对象，按交易部门事先设定的审批权限逐级申报审核批准后，交易双方才能办理立契手续。现在北京市已取消了交易过程中的房地产卖契，即大家所俗称的“白契”。 (5)缴纳税费。税费的构成比较复杂，要根据交易房屋的性质而定。比如房改房、危改回迁房、经济适用房与其它商品房的税费构成是不一样的。 (6)、办理产权转移过户手续。交易双方在房地产交易管理部门办理完产权变更登记后，交易材料移送到发证部门，买方凭领取房屋所有权证通知单到发证部门申领新的产权证。 (7)对贷款的买受人来说在与卖方签订完房屋*合同后由*双方共同到贷款银行办理贷款手续，银行审核买方的资信，对双方*交易的房屋进行评估，以确定买方的贷款额度，然后批准买方的贷款，待双方完成产权登记变更，买方领取房屋所有权证后，银行将贷款一次性发放。 (8)买方领取房屋所有权证、付清所有房款，卖方交付房屋并结清所有物业费后双方的二手房屋*合同全部履行完毕。

无非是放不下 08-03 08:30

一、看房：买方看房、*双方初步洽谈价格、付款方式、交房日期等事项，一般*双方产生的所有费用由*双方支付；二、查档：*双方持房产证原件或按揭合同原价到档案大厦国土部门查房档案；三、签合同：*双方协商房屋价格、定金、首期款、资金监管、贷款申请时间、赎楼费用、过户申请时间、税费支付方式、交房日期、租客情况、佣金的支付时间及比例、违约责任，确定这几大要点后，*双方与中介签订三方合同或者*双方签订合同，把上述内容写入合同，支付定金给中介公司；四、卖方同担保公司到公证处进行公证，卖方委托担保公司办理相关事务；五、资金监管及贷款申请：买方支付首期款到按揭银行资金监管账号（一般是原贷款银行，如果换其他银行会多出一些费用），买方及担保公司与银行签订资金监管协议及相关文件，买方向银行提出贷款申请，银行同意贷款后出具贷款承诺书给买方（一般银行直接通知担保公司），约7~8个工作日左右；六、赎楼：买方向担保公司支付担保费用后，担保公司向原贷款银行申请赎楼，担保公司向银行出具赎楼担保，进行赎楼及注销抵押登记手续，约5个工作日左右；七、房屋过户：买方同担保公司去房地产产权登记中心签订，递交房产过户申请，担保公司领取回执，需5个工作日；八、买方同担保公司到领证窗口签署回执缴费领取房产证（记得多复印一些，再见到它时要等全部贷款还清之后啦），担保公司领出新房产证同按揭银行在房地产产权登记中心作抵押登记，银行把首期款给卖方，新房产证抵押登记后，银行把扣除赎楼贷款后的贷款给卖方，约10个工作日左右；九、交房：*双方办理房屋交接，水、电等过户，买方领钥匙。希望我的回答能帮助到您！

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