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合肥市房产抵押贷款办理流程有哪些？

合肥市房产抵押贷款办理流程有哪些？

浏览：40次 | 提问时间： 08-03 08:17

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倾城nta 08-03 08:18

合肥市房产抵押贷款办理流程：1）准备*、提出申请；（2）银行调查、审批；（3）签订贷款合同并公证（4）办理抵押登记；（5）贷款发放；（6）按期还款；（7）注销抵押。

最安然 08-03 08:26

你好很高兴为你解答，据我所知，以房产抵押、以经营的企业(工商执照）为贷款人申请贷款。　贷款人先到银行咨询抵押贷款事宜，再按照银行指定到评估公司申请评估，取得评估报告，之后贷款人夫*双方带着*明、户口本、结婚证、房权证、土地证（或复印件）、工商执照、税务*、收入证明、银行的资金流水、房屋的评估报告到银行申请抵押贷款，到房管部门办理抵押登记，到银行支取贷款！贷款所需*： 1.借款人的有效*、户口簿； 2.婚姻状况证明，未婚的需提供未婚证、已离婚的需出具法院民事调解书或离婚证（注明离异后未再婚）； 3.已婚需提供配偶的有效*、户口簿及结婚证； 4.借款人的收入证明（连续半年的工资收入证明或纳税凭证当地）； 5.房产的产权证； 6.担保人（需要提供*、户口本、结（未）婚证等）希望我的回答能帮助你。望采纳。

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合肥市房产抵押贷款办理流程有哪些？

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