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保障性住房建设目的是什么？

保障性住房建设目的是什么？

浏览：30次 | 提问时间： 08-03 08:44

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大姨妈红遍全球 08-03 08:45

首先，改善城市低收入居民的居住条件，是重要的民生问题，加快建设保障性安居工程，对于改善民生、促进社会和谐稳定具有重要意义。新增1000亿元中央投资的安排原则中，最重要的一条就是要投向使用效率最高、发展最为需要的地方。从这个意义上说，下大气力加快建设保障性安居工程，是促进我国经济社会发展的顺时应势之举。　　其次，加快建设保障性安居工程，对相关产业具有很强的带动效应。权威测算显示，今年新增的75亿元廉租房建设投资及其所带动的地方和社会投资，可以拉动钢材消费量65万吨，水泥消费量50万吨。同时，此次*还安排了17亿元中央投资用于棚户区改造基础设施工程建设，这可以拉动铸铁消费量两万吨，钢材消费量10万吨，水泥消费量30万吨。　　再次，加快建设保障性安居工程，还为今后扩大消费创造了有利条件。加快建设保障性住房，大力推进廉租房建设、棚户区改造、农村危房改造和实施游牧民定居工程，都是改善城乡居民消费环境和条件的有效举措，都将有利于城乡居民特别是低收入居民扩大消费。[　　简介保障性住房是指*在对中低收入家庭实行分类保障过程中所提供的限定供应对象、建设标准、销售价格或租金标准，具有社会保障性质的住房。保障性安居工程主要是指城市的廉租住房、城市的经济适用住房，也包括在一些林区、垦区、煤矿职工的棚户区（危旧房[1]）改造、游牧民定居工程。从今年开始，*中央、国务院提出了要扩大农村危房改造的试点工作，所以我们把解决城市低收入住房困难的廉租房、经济适用住房，解决林区、垦区、煤矿棚户区的改造问题、游牧民定居工程和扩大农村危房改造试点工作统称为保障性安居工程。　　不同情况的低收入家庭，对保障性住房有租赁与*的不同需求。廉租住房是*或机构拥有，用*核定的低租金租赁给低收入家庭。低收入家庭对廉租住房没有产权，是非产权的保障性住房。经济适用住房是*以划拨方式提供土地，免收城市基础设施配套费等各种行政事业性收费和*性基金，实行税收优惠政策，以*指导价*给有一定支付能力的低收入住房困难家庭。这类低收入家庭有一定的支付能力或者有预期的支付能力，购房人拥有有限产权。这是廉租住房和经济适用住房最本质的区别。通过保障制度的完善，不论是哪一类住房，最终目的都是尽快地解决低收入家庭住房困难，实现“住有所居”的目标，这是最根本的。　　世界各国将住房大多分为公屋或私屋。公屋是由*买单的保障性住房，而私屋则是私人拥有不享受*买单优惠的自建或市场化的商品房。*有一种保障性住房叫公营住房，类似于廉租住房，住户是没有任何产权的；还有一种是公团住房，*提供相当的优惠条件，使得住房者拥有一部分产权。新加坡的保障性住房叫“组屋”，既有租，也有售。

终有一天 08-03 08:53

保障性住房，是与商品性住房（简称商品房）相对应的一个概念，保障性住房是指*为中低收入住房困难家庭所提供的限定标准、限定价格或租金的住房，由廉租住房、经济适用住房和政策性租赁住房构成。与商品房相比，保障性住房制度还很不完善，为此，我国已经提出要加大保障性住房建设力度，进一步改善**众的居住条件，促进房地产市场健康发展。希望我的回答对你有所帮助！

薄凉袭人 08-03 09:02

发展商品房已不能解决城市新增人*的住房问题。要解决这个问题，最主要的措施应该是发展保障性住房。保障性住房是指*为中额低收入住房困难家庭所提供的限定标准、限定价格或租金的住房，由廉租住房、经济适用住房和政策性租赁住房构成。从宏观经济意义上看，商品房调控与保障房政策具有明显的对冲效应，对投资*影响会部分抵消，而对房价的遏制则是叠加的。保障房投资力度加大，将有利于控制高房价，有利于更好地落实房价调整的政策目标；同时减少来自刚性需求的恐慌性需求；有利于防止房价和销量的*涨*跌，使上升趋势得到更好地延续。房地产的快速平稳发展才是促进经济发展的重要条件。十分明确的是，发展保障性住房一样能够刺激GDP增长。同时，我们可以吸取国外利用税收手段、信贷政策来调控房地产市场的经验。全国政协委员郭松海就曾在今年全国*期间建议，开征物业税之前，先开征“房屋闲置税”，打击房屋投机，抑制房价。并且继续以高额税率对房地产行业进行征税，有效抑制房地产的投机行为。此外，由于我国还处在经济发展阶段，存在一定的贫富差异，存在相当多的低收入者，合理地解决低收入者居住问题是关系我国经济、社会安全的重要问题。如果通过税收优惠政策，鼓励老年人购房和售房，不仅能完善社会保障体系，解决老年人的居住问题，使他们可以安度晚年，而且还能有效地增加二手房市场的房源，激活楼市，促进房地产市场的繁荣

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