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潍坊异地公积金贷款办理流程谁清楚

潍坊异地公积金贷款办理流程谁清楚

浏览：66次 | 提问时间： 08-03 08:45

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巴黎街角曾经的回忆 08-03 08:45

在异地买房是不能申请公积金贷款的，但是可以提取公积金账户余额来偿还贷款本息。具体规定如下：　　异地购房采用全款方式的，可以在支付房款后两年内提出申请，以后每半年提取一次，至提取额达到实际支付的购房款。　　异地购房采用贷款方式的，要提取公积金偿还贷款本息，可以在还款期内提出申请，以后每半年提取一次，至提取的住房公积金总额达到实际支付的首期房款和已偿还贷款本息之和。　　具体提取流程为：符合公积金提取规定的职工到住房公积金开户银行领取并填写提取申请表，持有关证明材料到开户银行办理审核手续。办理第一次审核后，由开户银行发给《住房公积金提取*》，职工以后可凭《住房公积金提取*》办理提取手续。谢谢

少年娶我可好 08-03 08:53

积金是必须依靠单位的，你没有单位为你缴纳公积金，是不可能公积金申请贷款的，重新找单位交公积金的才行，连续缴纳满6个月后才可以申请的。希望对您有所帮助。

可以笑的话 08-03 09:02

1，公积金贷款是指缴存住房公积金的职工享受的贷款，*规定，凡是缴存公积金的职工均可按公积金贷款的相关规定申请公积金贷款。2，职工可持就业地住房公积金管理中心出具的缴存证明，向户籍所在地住房公积金管理中心申请住房公积金个人住房贷款。

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