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买现房贷款流程是什么？

买现房贷款流程是什么？

浏览：32次 | 提问时间： 08-03 09:51

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5个答案

变了样 08-03 09:52

实地看房——签署合同——填写合同——缴费义务——产权过户——收费盖章——*归档——抵押手续——银行放款。

空心太阳 08-03 10:00

一、所需*：1、各种类型的抵押所需文本公司已有具体*。本次以现房抵押为例。申请表、抵押合同（以上为房管局的规范文本，须以其为准，可以在一楼复印处购买或者自己打印A3）主合同（借款合同）、房本原件及复印件一份、国有土地使用权证(没有发放的可以不上交)、评估报告里面的评估结果报告、抵押双方的*明或者执照以及双方委托书（本人携带*原件及复印件一份，受托人携带*原件及复印件一份）填写申请表、抵押合同，严格按照二楼桌子上提供的范本来填写，填写的时候抵押物的*要一字不差，注意当事人的个人*，尤其是*号码。填完表格，当事人签字和摁指模不填，在工作人员受理，审核通过后，当着工作人员的面签字、摁指模。2、缴费。印花税：借款额的万分之三。登记费：住宅60元每件，非住宅400元每件。手续费：借款额的万分之八。二、流程1、一楼电梯左侧的17号契税窗口缴费，在主合同上贴上印花税。2、二楼电梯右侧的咨询台，排号，可以咨询相关事项。3、排到号码，把*备齐，整理好，交工作人员审核。4、审核通过，当着工作人员的面，当事人在申请表和抵押合同上面签字，摁指模。5、工作人员把*收走，发放受理通知单一份、抵押合同二份，抵押双方各留一份。6、在规定工作日内按照受理通知单上面的*到房管局一楼电梯左侧第一个窗口领取他项权证。相关阅读：现房的定义是什么购房现房要注意哪些事项西安南郊现房长安壹品尾盘在售西安楼盘现房长安壹品尾盘在售即买即住十区18大现房仅7500元/平起遭疯抢房屋质量等问题突出在广州如何挑选现房

抱着她说爱我萌哒哒的傲气 08-03 10:09

跟买期房一样的，交给售*。

明月轻倚深秋 08-03 10:17

首先，请到银行了解相关情况。并办理相关带齐以上的*申请个人住房贷款。然后接受银行对您的审查，并确定贷款额度。接下来就可以办理借款合同，且由银行*保险。办理产权抵押登记和公证。最后剩下的就是银行发放贷款，借贷人每月还款和还清本息后的注销登记。经过以上手续及流程，您就可以通过按揭得到新房子了。通过记者以上所述您应该对按揭有了更深的认识，并且了解了办理贷款的相关事宜，希望按揭这把钥匙打开更多的属于你、我、他的新房之门。购房者如何办理按揭贷款？楼宇按揭在美国、*、新加坡、*等地相当普遍，已成为发达*和地区广为流行的一种融资购楼方式。在国内，按揭近几年才在上海、北京、深圳等一些城市开始推行。在房地产市场上提供按揭的楼盘其销售业绩明显优于其他楼盘。购房者办理。

Getrdof挣脱 08-03 10:25

提供相关的手续就可以办理的多跑几趟银行就好了

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