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商品房商业贷款流程是怎样的

商品房商业贷款流程是怎样的

浏览：36次 | 提问时间： 08-03 09:59

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5个答案

心悦君兮君不知 08-03 10:00

一手，开发商一般会指定贷款银行，比较简单，提供贷款审批*就可以了，手续都会有银行，或银行指定的中介*。费用也很低几百元就可以了。*：买方的*明，户口本，婚证，工作及收入证明，存折流水，商品房*合同，首付收据就可以了。二手，一定要小心黑中介啊，手续费用相差较大。一般都是通过中介成交，由中介代理相关手续。自己办也可以，

清晨的一缕阳光 08-03 10:08

流程大致如下：第一步，借款人到担保中心窗口、银行咨询，提供相关*，填写贷款申请表；第二步，担保中心、银行对贷款申请进行审核；第三步，借款人到银行签订《借款合同》；第四步，借款人到担保中心窗口签订《抵押（反担保）合同》、携相关*到产权登记机构办理房屋抵押登记手续；第五步，借款人到产权登记机构领取《房地产抵押*明》或《房地产他项权证》送交担保中心，持担保中心出具的相关*到贷款银行办理转账手续；第六步，借款人到贷款银行领取《借款凭证》，到售房单位办理结算手续。

女帝 08-03 10:17

您好很高兴为您解答！这个咨询下售楼员比较明了

够了吗 08-03 10:25

贷款行对售房商开发项目、建筑资质、资信等级、负责人品行、企业社会商誉、技术力量、经营状况、财务情况进行调查，并与符合条件的售房商签订按揭贷款合作协议。

眉间砂 08-03 10:33

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商品房商业贷款流程是怎样的

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