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有谁知道装修房屋可以公积金贷款吗

有谁知道装修房屋可以公积金贷款吗

浏览：36次 | 提问时间： 06-22 08:08

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如果我勇敢 06-22 08:08

装修房子可以提取公积金根据住房公积金管理条例第二十四条职工有下列情形之一的，可以提取职工住房公积金账户内的存储余额：(一)购买、建造、翻建、大修自住住房的；(二)离休、退休的；(三)完全丧失劳动能力，并与单位终止劳动关系的；(四)出境定居的；(五)偿还购房贷款本息的；(六)房租超出家庭工资收入的规定比例的。提取公积金的具备条件1.没有办理过公积金或者公积金组合贷款的2.房屋需要具备国有土地使用证和房屋所有权证3、建造、翻修、大修具有产权自住住房的，提取住房公积金的办理手续。办理公积金提取的资料(1)翻建、大修住房的，需提供市、区房屋安全鉴定部门出具的《房屋安全鉴定书》和《危险房屋通知书》原件及复印件、以及《房屋所有权证》和《国有土地使用证》的原件及复印件；(2)建造住房的，需提供市、区规划部门出具的《建设工程规划许可证》和《建设工程规划验收合格证》原件及复印件；(3)施工合同及写明本人(或配偶)姓名的购买建筑材料的发票原件及复印件。(4)单位审核盖章的《住房公积金提取申请表》；(5)本人身份证及复印件的；(6)本人住房公积金缴存凭证原件及复印件(对账簿或联名卡)；(7)单位开具的《住房公积金提取凭证》；

药不能停 06-22 08:17

可以用于装修。公积金装修贷款是使用公积金贷款用于房屋装修，享用公积金贷款利率的一种贷款产品，申请条件：(1)申请贷款前六个月正常连续缴存本市住房公积金;(2)具有完全民事责任能力,具有本市城镇常住户口或蓝印户口(非农业);(3)具有稳定的经济收入和偿还贷款本息的能力;(4)借款人必须是大(装)修住房的产权人,与正规的装修公司签订工程实施合同;(5)借款申请人的配偶、同户直系血亲作为住房公积金共同借款人可以参与公积贷款额度计算。(6)抵押物为借款人实施个人大(装)修的自住住房,并拥有个人完全产权。谢谢额

Superme 06-22 08:25

1、装修房屋可以使用住房公积金。按照《住房公积金条例》只有购房或购房还贷等满足规定条件才能支取住房公积金，而且房屋装修符合公积金支取和贷款的条件，所以是可以支取公积金贷款来装修房屋的。2、《住房公积金管理条例》第五条住房公积金应当用于职工购买、建造、翻建、大修自住住房，任何单位和个人不得挪作他用。希望可以帮助到您。

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