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      ["tagname"] => string(54) "这地铁的厕所怎么了？当时我就震惊了！"
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我交了首付款，贷款还没下来，就领钥匙了，现在问过银行和物业说差个网签合同，我这个时候应该装修吗？_其他_设计456问答
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我交了首付款，贷款还没下来，就领钥匙了，现在问过银行和物业说差个网签合同，我这个时候应该装修吗？

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我交了首付款，贷款还没下来，就领钥匙了，现在问过银行和物业说差个网签合同，我这个时候应该装修吗？

浏览：37次 | 提问时间： 08-03 11:26
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1个答案
清醒的埋了自己 08-03 11:27

一般情况是最快3个工作日放款就可以领取合同，但是目前由于银行贷款金额紧缩，所以要排队，可能长的会等上半年以上了。银行要放款的时候才会通知开发商给你备案，只有备案后房子才房管局才认可房屋属于你。放款后银行不会给你票据，只有银行贷款合同，但是贷款放款后可以到开发商领取贷款金额的收据，等到交房的时候一并换做发票。购房合同应该是在银行放款前就可以拿到的，只需要开发商盖章就可以了，这个你催到你的销售人员帮你会很快。

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