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array(11) { ["tagname"] => string(12) "啥是佩奇" ["inlink"] => int(0) ["addtime"] => string(10) "1600480755" ["tagid"] => int(1395072) ["id"] => string(7) "1395072" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503958365962259) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1395072" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1395072" } [8] => array(11) { ["tagname"] => string(12) "锦纶是啥" ["inlink"] => int(0) ["addtime"] => string(10) "1600480755" ["tagid"] => int(1404716) ["id"] => string(7) "1404716" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503958673195027) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1404716" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1404716" } [9] => array(11) { ["tagname"] => string(12) "佩奇是啥" ["inlink"] => int(0) ["addtime"] => string(10) "1600481200" ["tagid"] => int(1455128) ["id"] => string(7) "1455128" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503960428511238) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1455128" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1455128" } [10] => array(11) { ["tagname"] => string(12) "吊顶是啥" ["inlink"] => int(0) ["addtime"] => string(10) "1594017209" ["tagid"] => int(321020) ["id"] => string(6) "321020" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503920919216147) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/321020" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/321020" } [11] => array(11) { ["tagname"] => string(12) "啥是吊顶" ["inlink"] => int(0) ["addtime"] => string(10) "1594017209" ["tagid"] => int(321040) ["id"] => string(6) "321040" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503920919216167) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/321040" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/321040" } [12] => array(11) { ["tagname"] => string(12) "地漏是啥" ["inlink"] => int(0) ["addtime"] => string(10) "1594091059" ["tagid"] => int(374842) ["id"] => string(6) "374842" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503922568626199) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/374842" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/374842" } [13] => array(11) { ["tagname"] => string(12) "浴霸是啥" ["inlink"] => int(0) ["addtime"] => string(10) "1594091060" ["tagid"] => int(376830) ["id"] => string(6) "376830" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503922621054985) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/376830" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/376830" } [14] => array(11) { ["tagname"] => string(12) "啥是飘窗" ["inlink"] => int(0) ["addtime"] => string(10) "1594372150" ["tagid"] => int(579376) ["id"] => string(6) "579376" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503929997787174) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/579376" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/579376" } [15] => array(11) { ["tagname"] => string(12) "飘窗是啥" ["inlink"] => int(0) ["addtime"] => string(10) "1594372150" ["tagid"] => int(579812) ["id"] => string(6) "579812" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503930009321510) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/579812" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/579812" } [16] => array(11) { ["tagname"] => string(21) "公积金贷款流程" ["inlink"] => int(0) ["addtime"] => string(10) "1593575176" ["tagid"] => int(281039) ["id"] => string(6) "281039" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => 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经适房公积金贷款流程是啥？

经适房公积金贷款流程是啥？

浏览：63次 | 提问时间： 06-22 08:21

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离岛║Bombastc 06-22 08:22

住房公积金经适房贷款流程：贷前准备→预约→办理→审批→抵押担保→放款预约办理住房公积金经适房贷款(纯住房公积金贷款)之前首先，应与开发商签署《上海市经济适用住房预售(出售)合同》，支付房价20%以上首付款并取得发票原件和复印件；其次，索要开发商营业执照和法人身份证复印件及开发商或销售代理商收款账号；再次，如为期房还需取得预售许可证复印件和预告登记证原件或复印件，如为现房还需取得大产证复印件和开发商已盖章的《上海市房地产转移登记申请书》原件及完税税单。另外，还要准备好与个人和家庭相关的资料。

裂天与猎梦 06-22 08:30

一、经济适用房建房单位向公积金管理中心提出书面申请，并提供下列相关资料：1、房管部门的集资建房批复；2、国有土地使用证；3、规划核准的总平面图；4、建设工程规划许可证；5、建设工程施工许可证；6、招标合格通知书；7、购买单位经济适用房需要贷款的职工花名册【内容包括：姓名、职务(工人、干部)、工资收入、购房面积、购房总额、贷款金额、贷款年限】。二、住房公积金信贷科对上述资料进行调查、审核，提出意见后报送住房公积金审贷委员会审批。三、审批通过后，由住房公积金管理机构拟定并与经济适用房建房单位签订《期房抵押阶段性担保协议》。四、经济适用房建房单位领取《住房公积金个人贷款申请表》，借款人按住房公积金管理中心要求提供个人资料。五、经济适用房建房单位报送个人借款资料原件、复印件一式两份交住房公积金信贷管理科审核。六、住房公积金信贷科对报送的个人借款资料进行审核，签署审核意见后报送住房公积金审贷委员会审批。七、住房公积金管理中心将审批后的个人借款资料移送受委托银行，银行与借款人签订借款合同、抵押合同。八、住房公积金管理中心通知经济适用房建房单位将借款总额5%的保证金转入中心指定的账户。九、住房公积金管理中心委托银行将职工个人住房公积金贷款总额划入经济适用房建房单位在银行开设的基建账户。十、经济适用房建房单位按协议落实抵押手续后，中心将其单位暂存的保证金退还单位。

念所不及 06-22 08:39

经适房公积金贷款流程：1.借款申请人向住房置业担保公司提出借款申请，同时交验有关证明和资料;2.银行对借款人交验的证明和资料审查通过后，借款申请人据此与装修公司签订装修合同并将合同正本交给银行;3.借贷双方签订《借款合同》和相应的担保合同。以住房作抵押的借款人应办理《个人住房抵押合同》的公证，抵押住房保险和房地产抵押登记手续;4.银行办妥借款担保手续或收押《房地产其他权利证明》后办理放款手续;5.银行受借款人委托，按借款合同约定时间以支付装修用款名义将贷款以转账的方式划至装修公司指定的银行开立账户。

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经适房公积金贷款流程是啥？

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