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谁说说装修贷款需要什么时候

谁说说装修贷款需要什么时候

浏览：41次 | 提问时间： 06-22 08:34

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归人怪我近视没看清人心 06-22 08:35

这个过程一般需要10天左右。贷款期限最短为半年，最长不超过5年(含5年)。银行装修贷款申请条件1.具有当地常住户口及合法有效的身份证明;2.有正当职业和稳定收入，具备到期偿还贷款本息的能力。3.借款人能提供有关资产证明、银行对帐单、税单证明等4.对新购住宅装修的应提供房屋买卖契约、购房发票等资料(或原有住宅再次装修的应提供房屋所有权证明材料);5.合作机构所规定的其它条件。申请材料贷款人申请装修贷款，一般要向银行提供如下材料:1、有效身份证、居委会开具的常住户口证明，证明自己的身份和固定住所;2、单位出具的职业和个人收入证明、连续六个月及以上稳定工作证明(或者自己提供近几个月的工资流动账单)，证明自己的还款能力;3、房产证(抵押贷款需要)，用于房产抵押;4、银行存款对账单、水电等税单证明，证明自己的信用品质;5、与装修企业签订的《装修工程合同》、《购买装修材料合同》等材料，证明贷款用途;6、装修企业的营业执照和资格证书复印件，证明合作商是否在指定范围内;7、银行或金融机构需要的其他条件。

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