array(3) { ["data"] => array(20) { [0] => array(11) { ["tagname"] => string(27) "请教一下如何穿线管" ["inlink"] => int(0) ["addtime"] => string(10) "1599534137" ["tagid"] => int(1226729) ["id"] => string(7) "1226729" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503951914074121) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1226729" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1226729" } [1] => array(11) { ["tagname"] => string(33) "请教一下如何除被褥螨虫" ["inlink"] => int(0) ["addtime"] => string(10) "1599534137" ["tagid"] => int(1227610) ["id"] => string(7) "1227610" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503951943434253) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1227610" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1227610" } [2] => array(11) { ["tagname"] => string(27) "请教一下如何穿线管" ["inlink"] => int(0) ["addtime"] => string(10) "1599534137" 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=> int(995449) ["id"] => string(6) "995449" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503943922876432) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/995449" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/995449" } [17] => array(11) { ["tagname"] => string(24) "如何快速申请贷款" ["inlink"] => int(0) ["addtime"] => string(10) "1598924269" ["tagid"] => int(995524) ["id"] => string(6) "995524" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503943924973579) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/995524" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/995524" } [18] => array(11) { ["tagname"] => string(24) "如何申请免息贷款" ["inlink"] => int(0) ["addtime"] => string(10) "1598924443" ["tagid"] => int(1034472) ["id"] => string(7) "1034472" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503945060581397) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1034472" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1034472" } [19] => array(11) { ["tagname"] => string(24) "如何申请邮政贷款" ["inlink"] => int(0) ["addtime"] => string(10) "1598924443" ["tagid"] => int(1041126) ["id"] => string(7) "1041126" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503945247227910) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1041126" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1041126" } } ["counts"] => int(365132) ["pagecount"] => float(18257) }

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请教一下有谁知道如何申请装潢贷款

请教一下有谁知道如何申请装潢贷款

浏览：44次 | 提问时间： 08-05 10:50

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2个答案

我知道我够不好 08-05 10:51

原则上来说，按揭中的房子已经是抵押给银行的，已经抵押的房子不能再用来抵押申请贷款，而且房子的房产证也没有拿到。不过有的银行会对本行的住房按揭贷款客户提供装修贷款，哪怕是按揭中的房子，同样能用来申请装修贷款。　　根据当前的情况知道，银行有相似这样的装修贷款产品，即在他们银行办理按揭贷款后，能用按揭的房子再在他们银行申请装修贷款。不过需要注意，装修贷款额度还与按揭房屋的价值及剩余按揭房贷有关。　　除此情况之外，若是按揭中的房子不能用来抵押办理装修贷款的话，也能经过办理无抵押贷款的方式获取装修钱。目前小额贷款公司的无抵押贷款条件比较宽松，只有个人信用良好，能提供3-6个月的银行流水，具备每期按时偿还贷款本息的能力就能办理。

柠檬少年 08-05 10:59

方法是借款人申请住房装修贷款应填写《中国建设银行个人住房装修贷款申请表》并提供如下*：（一）有效身（三）与装修企业等签订的《家庭装修工程合同》、《购买家庭装修材料合同》、《购买厨卫设备合同》。

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请教一下有谁知道如何申请装潢贷款