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谁知道公积金装修贷款还款方式？

浏览：34次 | 提问时间： 08-05 11:02
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3个答案
snknto沉沦 08-05 11:03

1、等额本息法：每月还款额相等，每月偿还本金额先少后多、偿还利息额先多后少，适用于还贷前期资金紧张的借款者。　　2、等额本金法：又名利随本清法。每月还款额中的偿还本金额相等，偿还利息额随着本金的减少而减少，月还款额逐月递减，适用于还贷前期资金不太紧张的借款者。　　等额本息还款（适合月供比较紧张的客户）   ；等额本金（适合有足够能力还款的客户您的月供会逐年减少）。希望可以帮到你

初雪Surname 08-05 11:11

【公积金装修贷款费用及还款方式】办理装修公积金贷款产生的费用：1、评估费+手续费+置业担保费三部分组成，根据客户的不同情况发生的费用也不一样。(具体视个案，但基本上在2000元左右)办理装修公积金贷款的还款方式：1、还款方式自由选择等额本金或者等额本息都可以;2、可以提前还款，也可以月冲或年冲公积金;3、如果提前还款还可以退还部分置业担保费。

古典钢琴弹不出的回忆 08-05 11:20

个人住房公积金贷款是*为职工提供的政策性低息住房贷款。指按时足额缴存住房公积金的借款人，在购买、建造、大修自住住房时，以其所购（建）住房或其他具有所有权的财产作为抵押物或质押物，或由第三人为其贷款提供保证并承担偿还本息连带责任，向住房公积金管理中心申请的以住房公积金为资金来源的住房贷款。

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