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请问一下贷款房屋加名字流程是怎样的？

请问一下贷款房屋加名字流程是怎样的？

浏览：41次 | 提问时间： 08-05 11:07

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多久才算爱人 08-05 11:07

有贷款房产证加名字：　　1. 先去银行办理抵押手续变更；　　2. 办理所需要的费用： 110元手续费。如果贷款是公积金的，需要另外加100元；如果是组合贷款（公积金贷款+商业贷款），需要加200元费用。　　3. 带好三证（结婚证，*，房产证）及其复印件de ；　　4. 去房屋交易中心，窗口工作人员会审核提交的材料。

今朝聚 08-05 11:16

在房产证上加名字主要有以下三种情况：　　一、无贷款的房子房产证上加夫*名字　　夫*间加名字,只要有结婚证、*、户口本及房产证等相关*,直接到当地房地产交易中心,产权变更窗口办理就可以了。费用大概在150元左右,主要是工本费等。　　二、无贷房子房产证上加子女的名字　　如果房产证原本就有夫*两个人的名字,需要加进子女名字时,应先到房地产交易中心对房子进行价格评估,因为这相当于房屋*的形式。在办理加名字时,要根据房屋评估的价格,缴纳相应的契税。具体的算法是,评估价乘以契税税率,再除以3就是应该交的税费。一般估价100万左右的房子,税费在200元左右。　　三、有贷款的房子房产证加名字　　有贷房子房产证上加名字时,应先到借贷银行办理抵押变更手续，然后到当地房地产交易中心办理加名手续。如果贷款是纯公积金的,需另外支付100元费用。如果贷款是公积金+商业贷款的组合形式,则需要支付200元。　　加名字所需的*材料:房产证、户口本、*、婚姻证明(结婚证或单身证明),未成年子女需提供户口本或*明。除了带足*,还需准备好各类证本的复印件。

小盼 08-05 11:24

贷款房屋加名字流程： 1. 先去银行办理抵押手续变更； 2. 办理所需要的费用： 110元手续费。如果贷款是公积金的，需要另外加100元；如果是组合贷款（公积金贷款+商业贷款），需要加200元费用。 3. 带好三证（结婚证，*，房产证）及其复印件到*进行办理就可以啦。

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请问一下贷款房屋加名字流程是怎样的？

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请问一下贷款房屋加名字流程是怎样的？