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公积金贷款可以装修房子吗

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自建别墅报价有人知道吗诺基亚e500新报价麻烦大家帮忙解答下公积金贷款可以用来装修吗复式装修一般多少钱感谢大家来帮忙解答下如何装插座儿童安全坐椅多少钱谁懂这个铁皮石斛多少钱一两谁懂这个氧化锆陶瓷价格大约是多少钱万能的网友帮忙回答下装修拆墙多少钱无锡家装半包价格求知识渊博的大神告知下实木指接门价格大约是多少钱中节能太阳能科技有限公司怎么样岳阳装修公司价格大概是多少呢定制一个衣柜要多少钱三星s4维修价格大约是多少钱

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公积金贷款可以装修房子吗

浏览：31次 | 提问时间： 08-06 04:15

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3个答案

动听 08-06 04:16

你好，装修房子可以提取公积金，但是不可以用公积金贷款。一般缴满一年就可以用公积金进行买房贷款。公积金贷款是指缴存住房公积金的职工享受的贷款，*规定，凡是缴存公积金的职工均可按公积金贷款的相关规定申请公积金贷款。

对你真心纯属浪费 08-06 04:24

可以的，公积金装修贷款是使用公积金贷款用于房屋装修，享用公积金贷款利率的一种贷款产品，申请条件：(1)申请贷款前六个月正常连续缴存本市住房公积金;(2)具有完全民事责任能力,具有本市城镇常住户口或蓝印户口(非农业);(3)具有稳定的经济收入和偿还贷款本息的能力;(4)借款人必须是大(装)修住房的产权人,与正规的装修公司签订工程实施合同;(5)借款申请人的配偶、同户直系血亲作为住房公积金共同借款人可以参与公积贷款额度计算。(6)抵押物为借款人实施个*(装)修的自住住房,并拥有个人完全产权。住房公积金装修贷款的流程是：   1、申请人携*到公积金管理中心咨询、申请、填写申请表；   2、公积金管理中心审批后向申请人发放委托通知书；   3、申请人领取通知书后携带所有原件到当地的银行签订合同等、同时在公证处办理公证手续；   4、申请人持签定好的合同*等到房屋出卖人处盖章；   5、申请人持保证后的借款合同（抵押合同）等到当地宿迁市房地产管理处办理抵押登记；   6、申请人持登记后的借款合同（抵押合同）和公*到当地的住房公积金服务大厅领取划款通知书，最后持划款通知书到银行办理划款手续。谢谢啊

格调Moment゜ 08-06 04:32

你好:首先,肯定的说还是能够使用公积金装修房屋的。但能不能使用公积金贷款不是由装修公司的资质决定的,所以也就是说,不管装修公司有多好,与使用公积金没有关联;另外,虽然没有产证,但是按照动迁房也是应该有相关手续的,拿好你的动迁房的相关手续,再由单位开具相关证明,再去公积金管理中心,手续办好后,就能动用你的公积金账户了。希望以上*能帮助到你。望采纳。

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