array(3) { ["data"] => array(20) { [0] => array(11) { ["tagname"] => string(15) "可以贷款吗" ["inlink"] => int(0) ["addtime"] => string(10) "1598924154" ["tagid"] => int(981467) ["id"] => string(6) "981467" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503943531757601) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/981467" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/981467" } [1] => array(11) { ["tagname"] => string(24) "贷款车可以贷款吗" ["inlink"] => int(0) ["addtime"] => string(10) "1598924010" ["tagid"] => int(968152) ["id"] => string(6) "968152" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503943162658828) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/968152" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/968152" } [2] => array(11) { ["tagname"] => string(24) "贷款房可以贷款吗" ["inlink"] => int(0) ["addtime"] => string(10) "1598924665" ["tagid"] => int(1064162) ["id"] => string(7) "1064162" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503945886859293) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1064162" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1064162" } [3] => array(11) { ["tagname"] => string(42) "武汉公积金异地买房可以贷款吗" ["inlink"] => int(0) ["addtime"] => string(10) "1599444624" ["tagid"] => int(1164397) ["id"] => string(7) "1164397" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503949829505028) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1164397" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1164397" } [4] => array(11) { ["tagname"] => string(33) "武汉第三套房可以贷款吗" ["inlink"] => int(0) ["addtime"] => string(10) "1598923399" ["tagid"] => int(842910) ["id"] => string(6) "842910" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503939558703110) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/842910" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/842910" } [5] => array(11) { ["tagname"] => string(21) "征信可以贷款吗" ["inlink"] => int(0) ["addtime"] => string(10) "1598923636" ["tagid"] => int(894715) ["id"] => string(6) "894715" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503941073895434) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/894715" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/894715" } [6] => array(11) { ["tagname"] => string(21) "农民可以贷款吗" ["inlink"] => int(0) ["addtime"] => string(10) "1598923693" ["tagid"] => int(903884) ["id"] => string(6) "903884" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503941326602259) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/903884" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/903884" } [7] => array(11) { ["tagname"] => string(21) "淘宝可以贷款吗" ["inlink"] => int(0) ["addtime"] => string(10) "1598923693" ["tagid"] => int(904336) ["id"] => string(6) "904336" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503941339185185) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/904336" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/904336" } [8] => array(11) { ["tagname"] => string(21) "保险可以贷款吗" ["inlink"] => int(0) ["addtime"] => string(10) "1598923693" ["tagid"] => int(910443) ["id"] => string(6) "910443" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503941509054502) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/910443" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/910443" } [9] => array(11) { ["tagname"] => string(21) "可以贷款创业吗" ["inlink"] => int(0) ["addtime"] => string(10) "1598923693" ["tagid"] => int(911912) ["id"] => string(6) "911912" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503941548900363) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/911912" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/911912" } [10] => array(11) { ["tagname"] => string(21) "阿里可以贷款吗" ["inlink"] => int(0) ["addtime"] => string(10) "1598923730" ["tagid"] => int(934684) ["id"] => string(6) "934684" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503942190628889) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/934684" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/934684" } [11] => array(11) { ["tagname"] => string(21) "浦发可以贷款吗" ["inlink"] => int(0) ["addtime"] => string(10) "1598924010" ["tagid"] => int(967911) ["id"] => string(6) "967911" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503943156367368) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/967911" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/967911" } [12] => array(11) { ["tagname"] => string(21) "邮局可以贷款吗" ["inlink"] => int(0) ["addtime"] => string(10) "1598924155" ["tagid"] => int(985423) ["id"] => string(6) "985423" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503943640809492) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/985423" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/985423" } [13] => array(11) { ["tagname"] => string(21) "招行可以贷款吗" ["inlink"] => int(0) ["addtime"] => string(10) "1598924269" ["tagid"] => int(997799) ["id"] => string(6) "997799" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503943988936722) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/997799" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/997799" } [14] => array(11) { ["tagname"] => string(21) "可以贷款买车吗" ["inlink"] => int(0) ["addtime"] => string(10) "1598924269" ["tagid"] => int(1000310) ["id"] => string(7) "1000310" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503944057094162) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1000310" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1000310" } [15] => array(11) { ["tagname"] => string(21) "可以异地贷款吗" ["inlink"] => int(0) ["addtime"] => string(10) "1598924352" ["tagid"] => int(1016554) ["id"] => string(7) "1016554" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503944510078976) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1016554" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1016554" } [16] => array(11) { ["tagname"] => string(21) "可以异地贷款吗" ["inlink"] => int(0) ["addtime"] => string(10) "1598924352" ["tagid"] => int(1016561) ["id"] => string(7) "1016561" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503944510078983) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1016561" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1016561" } [17] => array(11) { ["tagname"] => string(21) "公司可以贷款吗" ["inlink"] => int(0) ["addtime"] => string(10) "1598924352" ["tagid"] => int(1024353) ["id"] => string(7) "1024353" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503944757542950) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1024353" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1024353" } [18] => array(11) { ["tagname"] => string(21) "哪里可以贷款吗" ["inlink"] => int(0) ["addtime"] => string(10) "1598924443" ["tagid"] => int(1038597) ["id"] => string(7) "1038597" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503945175924766) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1038597" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1038597" } [19] => array(11) { ["tagname"] => string(21) "邮政可以贷款吗" ["inlink"] => int(0) ["addtime"] => string(10) "1598924443" ["tagid"] => int(1040356) ["id"] => string(7) "1040356" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503945225207824) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1040356" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1040356" } } ["counts"] => int(3754520) ["pagecount"] => float(187726) }

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武汉装修可以贷款吗

武汉装修可以贷款吗

浏览：23次 | 提问时间： 08-06 04:15

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3个答案

爱久见人心 08-06 04:16

武汉装修自住房可以贷款。据了解，武汉虽然并没有专门针对装修的贷款产品，装修自住房属于个人消费行为，有消费贷款业务的银行都可以办理。如中国银行的“个人信用贷“，年龄在25-55周岁之间，在现单位连续工作12个月以上就可以申请。该产品不需要抵押物，相对地贷款额度也不是很高。有的银行的消费贷款额度高，但需要抵押物。如需了解，可致电易贷网上武汉地区的专业贷款顾问。

笑柄 08-06 04:24

武汉装修可以贷款。这种是消费贷款，到银行可以申请的，不过一般要有装修公司装修合同，然后银行将钱打给装修公司，你以后慢慢还贷。银行贷款利率较低，与房贷利率接近，比较上算。

没了灵魂的自己 08-06 04:32

用房产抵押可以装修贷款。具体如下：个人住房装修贷款，个人住房装修贷款是银行向借款人发放的用于自有住房装修的贷款。　　一、贷款对象　　具有完全民事行为能力的自然人。　　二、贷款基本条件　　1．具有城镇常住户口或有效居留身份；　　2．有稳定的职业和收入，信用良好，有按期还贷款本息的能力；　　3．有银行认可的资产作为抵押或质押，或有足够代偿能力的单位或个人作为偿还贷款本息、并承担连带责任的保证人；　　4．具有与经有权部门批准的装修企业签定的住房装修合同，装修概算书及相关*；　　5．具有不少于装修总预算50%的自有资金，并在贷款使用前投入项目建设；　　6．银行规定的其他条件。　　三、贷款额度　　银行发放的个人住房装修贷款单笔贷款额度原则上不超过15万元*币，同时不超过装修工程总费用的50%。对于借用银行个人住房贷款购房并且提供同一抵押物的借款人，其装修贷款额度与未清偿个人住房贷款之和不能超过抵押房产市场价值或评估价值的的70%。　　四、贷款期限　　最长不超过5年，且不办理展期。　　五、须提供的* 　　申请借款时，应填写《个人住房贷款申请审批表》，并向银行提交如下文件：　　1．合法的身份*（居民*、户口本或其他有效居留*）原件及复印件；　　2．载明申请人姓名的房屋产权证明或房屋使用权证明；　　3．贷款人认可部门出具的借款人经济收入或偿债能力证明；　　4．住房装修工程施工合同；　　5．抵押物产权证明、质物清单、有处分权人同意抵押或质押的证明文件和抵押物估价报告；　　6．保证人同意提供担保的书面文件及保证人的资信证明；　　7．在银行已办理个人住房贷款的借款人还应提供《个人住房贷款合同》的复印件；　　8．装修装饰企业的法人营业执照（复印件）；　　9．银行要求提供的其他文件或*。希望以上*能帮助到你。望采纳

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