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请问装修贷款证明怎么写？

请问装修贷款证明怎么写？

浏览：38次 | 提问时间： 08-06 04:58

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爱了你这么多年 08-06 04:59

装修贷款证明本人（），*号（），现在向xx银行申请额度为（）的贷款，期限为（），用途为（）。本人承诺将严格按照上述用途使用此项贷款，绝不用于房地产开发、购买住房、金融市场投资及*博等不合规行为，并愿意接受贵行的监督，如若贷款用途出现偏离，个人接受贵行的任何相关惩罚。借款人：（）年月日

后来我明白最珍贵的感情 08-06 05:07

装修贷款有三种方法。 1.找银行贷款，可以解决钱紧的问题，但是利息高，手续烦多，要开收入证明，资产证明，比如有车，有房证明。真是烦。 2.找身边亲戚朋友借，给点利息吧，人家又嫌低，不给利息吧，欠人家一大个人情，所谓人情不好还。借的不多，也不值。 3.找有实力和银行合作的装修公司，比如龙世明居，他们和中国建设银行合作，他们推出的买家模式，比传统装修公司节省50%以上费用，包基础装修，所有主材，全套家具，所有主材和家具都是从工厂直接引进，价格自然低，我邻居家130平方的房子找他们装修只要10左右，比我家16万装修的房子还有档次，他当时就是首付了40%，剩下的6万就是他们给建行贷款的，半年内还清，没有一分钱手续费，利息。真是想不到会有如此好事，当时真是让我后悔没有找他们弄，害得我装修时到处借钱，欠了一次次人情，真是很难还啊。

南城旧人 08-06 05:15

装修贷款证明：　　教你省钱省事贷款装修　　一、借款人申请借款申请人到银行分行各支行(以下简称贷款银行)分理处、营业部领取并填写《中国建设银行个人住房装修贷款申请表》，并向贷款银行认可的律师事务所或公证处提供如下*: (一)有效身份*的原件和复印件;(二)有贷款银行认可部门出具的借款人收入证明;(三)有抵押或质押财产权利凭证清单、权属证明及有权处分人(包括财产共有人)同意抵押或质押的证明，由第三方提供保证的，应出具保证人同意提供担保的书面文件和有关资信证明材料;(四)有与装修企业签订的《北京市家庭居室装饰工程施工合同》，装修企业必须是与建设银行分行签订《合作协议》的;(五)有所装修住房的房屋所有权证或经市房屋土地管理局登记备案的租赁合同;(六)贷款银行规定的其他条件。　　二、调查(装修法律法规)律师事务所或公证处对借款申请人和保证人的资信状况、偿还能力以及*的真实性、合法性进行调查，在收齐上述材料 5个工作日内出具《法律意见书》或通知不符合贷款条件的借款申请人并退还其全部*。　　三、银行审批贷款银行接到律师事务所或公证处出具的《法律意见书》后，进行复审。　　四、借款申请人开户和办理保险手续贷款银行同意发放贷款后，应通知借款申请人到本行开立活期储蓄存款账户(存折、*、*)，作为归还贷款的指定账户。对以抵押方式申请贷款的借款申请人，银行应指导其正确填写保险单并交纳保费。　　五、签订借款合同借款人持活期储蓄存折或*或*、保险单据正本到贷款银行签订借款合同。　　六、借款合同生效，资金划入借款人账户　　七、贷款额度个人耐用消费品贷款起点为 3000 元 ( 含 ) 。采取抵押方式担保的，抵押物须按建设银行有关规定进行价值评估，贷款额度不得超过抵押物评估价值的70% ;采取质押方式担保的，贷款额度最高不超过质押权利凭证价值的 90% ;采取信用或第三方保证方式 ( 保证人为自然人、法人 ) 担保的，根据借款人或保证人的信用等级确定贷款额度，最高不得超过 60 万元。

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