array(3) { ["data"] => array(20) { [0] => array(11) { ["tagname"] => string(24) "买房按揭贷款流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598923862" ["tagid"] => int(947631) ["id"] => string(6) "947631" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503942555533314) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/947631" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/947631" } [1] => array(11) { ["tagname"] => string(24) "按揭贷款买房流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598924665" ["tagid"] => int(1065731) ["id"] => string(7) "1065731" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503945930899488) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1065731" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1065731" } [2] => array(11) { ["tagname"] => string(27) "按揭贷款买房的流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598923636" ["tagid"] => int(891703) ["id"] => string(6) "891703" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503940984766480) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/891703" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/891703" } [3] => array(11) { ["tagname"] => string(21) "买房流程是什么" ["inlink"] => int(0) ["addtime"] => string(10) "1594371661" ["tagid"] => int(514052) ["id"] => string(6) "514052" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503928140759045) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/514052" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/514052" } [4] => array(11) { ["tagname"] => string(18) "按揭贷款流程" ["inlink"] => int(0) ["addtime"] => string(10) "1594372024" ["tagid"] => int(549875) ["id"] => string(6) "549875" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503929171509271) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/549875" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/549875" } [5] => array(11) { ["tagname"] => string(33) "请问家装施工流程是什么" ["inlink"] => int(0) ["addtime"] => string(10) "1606814506" ["tagid"] => int(6267607) ["id"] => string(7) "6267607" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703504123932966915) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/6267607" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/6267607" } [6] => array(11) { ["tagname"] => string(33) "二手房按揭贷款买房流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598923399" ["tagid"] => int(843963) ["id"] => string(6) "843963" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503939588063267) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/843963" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/843963" } [7] => array(11) { ["tagname"] => string(18) "买房按揭贷款" ["inlink"] => int(0) ["addtime"] => string(10) "1594371757" ["tagid"] => int(516406) ["id"] => string(6) "516406" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503928206819335) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/516406" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/516406" } [8] => array(11) { ["tagname"] => string(18) "北京买房流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598923862" ["tagid"] => int(942797) ["id"] => string(6) "942797" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503942420267020) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/942797" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/942797" } [9] => array(11) { ["tagname"] => string(51) "向银行申请按揭贷款买房需要哪些流程" ["inlink"] => int(0) ["addtime"] => string(10) "1599530139" ["tagid"] => int(1174367) ["id"] => string(7) "1174367" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503950157709326) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1174367" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1174367" } [10] => array(11) { ["tagname"] => string(24) "按揭贷款办理流程" ["inlink"] => int(0) ["addtime"] => string(10) "1594371661" ["tagid"] => int(506509) ["id"] => string(6) "506509" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503927929995267) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/506509" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/506509" } [11] => array(11) { ["tagname"] => string(21) "转按揭贷款流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598923693" ["tagid"] => int(916017) ["id"] => string(6) "916017" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503941662146591) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/916017" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/916017" } [12] => array(11) { ["tagname"] => string(24) "车辆按揭贷款流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598923730" ["tagid"] => int(933275) ["id"] => string(6) "933275" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503942152880139) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/933275" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/933275" } [13] => array(11) { ["tagname"] => string(24) "工行按揭贷款流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598923730" ["tagid"] => int(933281) ["id"] => string(6) "933281" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503942152880145) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/933281" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/933281" } [14] => array(11) { ["tagname"] => string(24) "建行按揭贷款流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598923730" ["tagid"] => int(933295) ["id"] => string(6) "933295" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503942152880159) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/933295" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/933295" } [15] => array(11) { ["tagname"] => string(24) "办理按揭贷款流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598923730" ["tagid"] => int(933326) ["id"] => string(6) "933326" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503942153928727) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/933326" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/933326" } [16] => array(11) { ["tagname"] => string(24) "农行按揭贷款流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598924269" ["tagid"] => int(999278) ["id"] => string(6) "999278" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503944029831169) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/999278" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/999278" } [17] => array(11) { ["tagname"] => string(24) "个人按揭贷款流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598924269" ["tagid"] => int(999298) ["id"] => string(6) "999298" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503944029831189) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/999298" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/999298" } [18] => array(11) { ["tagname"] => string(24) "汽车按揭贷款流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598924269" ["tagid"] => int(999362) ["id"] => string(6) "999362" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503944031928324) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/999362" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/999362" } [19] => array(11) { ["tagname"] => string(21) "按揭贷款的流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598924443" ["tagid"] => int(1032750) ["id"] => string(7) "1032750" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503945013395485) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1032750" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1032750" } } ["counts"] => int(947798) ["pagecount"] => float(47390) }

当前位置：首页>

装修问答

其他

请问北京买房按揭贷款流程是什么？

请问北京买房按揭贷款流程是什么？

浏览：35次 | 提问时间： 08-06 05:15

分享到：

3个答案

逗比别闹回来吃药 08-06 05:16

北京买房按揭贷款流程：一、个人住房组合贷款指以住房公积金存款和信贷资金为来源向同一借款人发放的用于购买自用普通住房的贷款，是个人住房委托贷款和白营贷款的组合。此外，还有住房储蓄贷款和按揭贷款等。　　二、个人住房委托贷款指银行根据住房公积金管理部门的委托，以住房公积金存款为资金来源，按规定的要求向购买普通住房的个人发放的贷款。也称公积金贷款。　　三、个人住房自营贷款是以银行信贷资金为来源向购房者个人发放的贷款。也称商业　　个人住房贷款，各银行的贷款名称也不一样，建设银行称为个人住房贷款，工商银行和农业银行称为个人住房担保贷款。

醉卧伊人膝 08-06 05:24

答：第一步，签*合同;交易双方签署北京市二手房*合同。第二步，面签;*双方到场与银行签署《个人住房贷款合同》，提供*、户口本等*明、收入证明、营业执照副本复印件加公章等*。当天可完成。第三步，初审;银行对客户贷款*进行审核，初审一般需要3-5个工作日。第四步，过户;经纪公司权证专员陪同客户办理过户手续，时间由各区房地局决定。第五步，抵押，取得新房产证后，买方把房本及银行的抵押*送至房地局进行抵押;时效根据各区房地局抵押时间及抵押单量不等，由于交易量大，目前抵押需要排号;实际时间可能长于30个工作日。第六步;客户还款;做完抵押后，客户可以拿到新房产证，并开始按月还款，交易完结。希望我的回答对你有所帮助！

北城别洛城散 08-06 05:32

是这样的贷款申请一般需要提供以下申请*：1．*明*：*、*官证等；2．婚姻证明*：结婚证、离婚证、未婚声明等；3．用途证明*：所购房产原产权证明*、购房合同、购房合同、经售房人确认的首付款收据（采取交易资金监管的，提供监管资金入账证明即可）；4．还款能力证明*。若您的这笔贷款还需要提供其它*，经办行这边也会及时通知您，您在申请贷款的时候也可以通过经办行详细确认此*。若您是需要办理“二手楼贷款”，一般是在您办理房产过户手续之前，向我行提出贷款申请。您通过联系当地柜台个贷部门提供您的具体*以及所购房产情况，由柜台个贷部门这边审核您的综合情况后确定能否办理。二手楼贷款申请一般需要提供的申请*：1．*明*：*、*官证等；2．婚姻证明*：结婚证、离婚证、未婚声明等；3．用途证明*：所购房产原产权证明*、购房合同、经售房人确认的首付款收据（采取交易资金监管的，提供监管资金入账证明即可）；4．还款能力证明*（提供以下一种或多种）：（1）收入证明所提供收入情况与其当地行业、职业、职位基本吻合，且该收入水平足以满足还款需要的客户，提供收入证明；（2）对于自雇人士、所提供收入情况明显高于其当地同行业同等职位收入水平的客户，必须提供还款来源辅助证明*。包括但不限于：①提供近一年任意连续三个月以上（含）银行代发工资流水或可信赖的工资清单；②提供在相关机构持有股份的证明*以及该股份分红收入的证明*；③提供家庭资产证明*，包括金融资产或非金融资产。（3）我行代发工资客户可以直接提供其代发工资账户流水，无需单位另行出具收入证明；（4）可以提供社保账户流水或个人纳税单的客户无需单位出具收入证明，我行根据当地社保账户缴费或税收政策的相关规定计算出客户收入情况；若您的这笔贷款还需要提供其它*，经办行这边也会及时通知您，您在申请贷款的时候也可以通过经办行详细确认此*。

装修问答

其他

请问北京买房按揭贷款流程是什么？

最新问题

相关搜索

最新推荐

请问北京买房按揭贷款流程是什么？