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谁知道贷款购房首付多少钱？

谁知道贷款购房首付多少钱？

浏览：48次 | 提问时间： 08-06 05:34

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锦瑟年华谁与度 08-06 05:35

房贷首套房首付比例为20%-30%，二套房首付比例为50%-70%，执行利率为基准利率的1.1倍。各地区首付比例会有差别。　　一手房按揭套次、实际按揭利率、按揭成数及按揭年限最终以银行审批为准;(一般情况下：首套房贷，普通住房首付不低于30%，执行基准利率;二套房贷首付均不低于60%，执行基准利率上浮10%;三套房不准入　　目前贷款买房，在购买新房与购买二手房时，贷款首付的计算有较大区别。办理新房贷款时，首付款是按照购买时的市场价作为参考，并根据个人贷款次数和个人贷款的信誉程度进行多方面的审核来制定贷款比例。

爱她毁我艹尼玛 08-06 05:44

按揭正常30%首付，按揭年限最长30年，年龄不超70岁（根据银行不同标准也不同，有的银行规定年龄不超65岁）。也可以提高首付少贷款，具体贷多少年自己决定，至于月供多少还得看你贷款数目决定，售楼处都会给你算的

捏不住的沙放手也罢 08-06 05:52

买房子要看是什么类型的房子，有些商业用房的首付比例是五成，相对来说会比较高。目前*的相关规定是，首套房首付比例三成，二套房首付比例六成，三套房基本停贷。个人住房商业性贷款：商业银行个人住房担保贷款，也就是银行按揭贷款。只要您在贷款银行存款余额占购买住房所需资金额的比例不低于30%，并以此作为购房首期付款，且有贷款银行认可的资产作为抵押或质押，或有足够代偿能力的单位或个人作为偿还贷款本息并承担连带责任的保证人，那么就可申请使用银行按揭贷款。希望对你有帮助

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谁知道贷款购房首付多少钱？

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