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成都公积金可以贷款装修吗

成都公积金可以贷款装修吗

浏览：25次 | 提问时间： 08-06 05:40

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3个答案

赢 08-06 05:41

当然可以！公积金贷款与住房装修贷款。个人住房公积金贷款是以住房公积金为资金来源，向缴存住房公积金的职工发放的定向用于购买、建造、翻建、大修自有住房的专项住房消费贷款。职工购买的自有住房包括商品住房、经济适用房、私产住房、集资建造住房、危改还迁住房和公有现住房。　　贷款额度：公积金贷款额度的上限计算公式是：贷款职工月计缴住房公积金额度÷贷款职工住房公积金的缴存比例×0.45×12×实际可贷年限公积金贷款额度一般要求不超过房屋总价的70%,且一般都有上限限制。贷款期限：最长可达30年。

南城旧梦 08-06 05:49

肯定的告诉你，住房装修是不能使用公积金的，只有购买住房才可以。你可以每年提取一次公积金，提取金额是根据你的每年还款额相等的。如果上次买房没有提取过，而且相隔不超过2年，现在可以申请提取，这样会取得多一些。我们这里2套房可以使用公积金贷款。建议去公积金管理中心问问，各地的执行政策不太一样，公积金贷款的额度也不相同。

劫心人 08-06 05:58

成都公积金目前成都公积金可以用于买房、租房、装修。都可以提取公积金的。具体您可以去成*公积金管理中心详细咨询和办理。所以说成都公积金是可以贷款装修的

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