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天津公积金贷款二手房办理流程是怎样的？

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天津公积金贷款二手房办理流程是怎样的？

浏览：36次 | 提问时间： 08-06 05:54

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2个答案

机智如我萌哒哒 08-06 05:55

流程：申请过程：借款人携带   所需*，到贷款银行进行贷款申请，填写住房公积金(组合)贷款申请表。贷款银行进行贷款审查，同意后报市住房公积金管理中心审核。审核通过后，贷款与借款人签订合同：选择保证担保的，需签订保证借款合同及反担保抵押合同；选择抵押担保的，需签订抵押借款合同；选择质押担保方式的，需签订质押借款合同。担保过程：选择保证担保的，由担保公司办理反担保抵押手续；选择抵押担保的，借款人应办理抵押保险手续；选择质押担保的，由银行办理质押手续。审批过程：住房公积金管理中心对贷款材料进行审批。划款过程：借款人到贷款银行办理划款手续。

我是奥特曼我会变身 08-06 06:03

申请流程：借款人携带     所需*，到贷款银行进行贷款申请，填写住房公积金(组合)贷款申请表。   贷款银行进行贷款审查，同意后报市住房公积金管理中心审核。   审核通过后，贷款与借款人签订合同：选择保证担保的，需签订保证借款合同及反担保抵押合同；选择抵押担保的，需签订抵押借款合同；选择质押担保方式的，需签订质押借款合同。   担保过程：选择保证担保的，由担保公司办理反担保抵押手续；选择抵押担保的，借款人应办理抵押保险手续；选择质押担保的，由银行办理质押手续。   审批过程：住房公积金管理中心对贷款材料进行审批。   划款过程：借款人到贷款银行办理划款手续。

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