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陕西二手房住房公积金贷款流程是什么样的？

陕西二手房住房公积金贷款流程是什么样的？

浏览：38次 | 提问时间： 08-06 08:10

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难相处 08-06 08:11

1..房子评估2-你带户本，婚证，*原复件到房产交易中心个人住房情况证明3-*双方带*户口本结婚证买方收入证明到公积金中心开征信证明并带首付款在该中心委托银行做资金托管4-等审批5-批后签贷款合同，然后带银行的材料到交易中心做变更手续6-10个工作日后交税7-完税材料交公积金中心，8-放款后，你可用完税证明，产权证去公积金中心取自己帐户里的余款谢谢

情噬心 08-06 08:19

一）具有本辖区内合法有效的常住户口；（二）在当地购买自住房屋；（三）本人及其所在单位住房公积极今已按规定连续、及时、足额交存于市住房资金管理中心两年以上；（四）有稳定的职业和收入，具备偿还贷款本息的能力；（五）具有支付购买住房总价款30%以上的自有资金；（六）有贷款人认可的资产作为抵押或质押，或有足够代偿能力的单位作为保证人；（七）贷款人规定的其它条件。第九条借款人申请借款时，应向贷款人提供下列*：（一）借款人的有效身份*（如居民*和户口簿）；（二）单位出具的贷款人职业及家庭经济收入证明；（三）购买住房的合同；（四）抵押或质押物清单、权属证明以及有处分权人同意抵押或质押的证明；房产评估机构出具的抵押房屋估价证明，有关资产评估机构出具的其他抵押物估价证明；保证人同意提供担保的书面文件和保证人资信证明。

莫染尘埃的时光 08-06 08:28

陕西二手房住房公积金贷款流程：第一步:找好意*购买的房屋，该房屋必须产权明晰。第二步:选择一家银行指定的能够办理按揭贷款业务的房产交易代理机构，并在该代理机构完成房产价值评估工作，交纳房产评估费。第三步:*双方须提供的相关*。第四步:去银行指定的律师事务所填写二手房按揭申请表，由律师把所有证明*交送银行进行贷款审批。第五步:银行在15个工作日内完成贷款审批工作，如同意放贷，则发给贷款承诺书。第六步:*双方到房屋所在区、县的房地局房地产交易管理部门办理房屋产权过户手续。第七步:领到卖契后，送交银行，银行划拨款项。1. 夫*双方*、户口本2.结婚证/离婚证或法院判决书/单身证明2份 3.收入证明(银行指定格式) 4.所在单位的营业执照副本复印件(加盖公章) 5. 资信证明:包括*证，其他房产，银行流水，大额存单等 6.如果借款人为企业法人的还必须提供经年检的营业执照、税务*、组织机构代码证、企业章程、财务报表。

夕陽下一個人流浪街頭ノ 08-06 08:36

撕心裂肺 08-06 08:44

若离相惜 08-06 08:53

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陕西二手房住房公积金贷款流程是什么样的？

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