array(3) { ["data"] => array(20) { [0] => array(11) { ["tagname"] => string(27) "按揭购买二手房流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598924352" ["tagid"] => int(1023129) ["id"] => string(7) "1023129" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503944723988517) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1023129" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1023129" } [1] => array(11) { ["tagname"] => string(24) "房屋按揭购买流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598924269" ["tagid"] => int(999333) ["id"] => string(6) "999333" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503944030879760) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/999333" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/999333" } [2] => array(11) { ["tagname"] => string(30) "谁清楚二手房家装流程" ["inlink"] => int(0) ["addtime"] => string(10) "1606814506" ["tagid"] => int(6270638) ["id"] => string(7) "6270638" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703504124023144467) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/6270638" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/6270638" } [3] => array(11) { ["tagname"] => string(21) "装修流程谁清楚" ["inlink"] => int(0) ["addtime"] => string(10) "1606727762" ["tagid"] => int(5939547) ["id"] => string(7) "5939547" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703504113283629067) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/5939547" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/5939547" } [4] => array(11) { ["tagname"] => string(27) "装修施工流程谁清楚" ["inlink"] => int(0) ["addtime"] => string(10) "1606814382" ["tagid"] => int(6167888) ["id"] => string(7) "6167888" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703504120005001216) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/6167888" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/6167888" } [5] => array(11) { ["tagname"] => string(27) "房屋公证流程谁清楚" ["inlink"] => int(0) ["addtime"] => string(10) "1608629480" ["tagid"] => int(7721881) ["id"] => string(7) "7721881" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703504172875251713) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/7721881" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/7721881" } [6] => array(11) { ["tagname"] => string(39) "谁清楚二手房家装流程是什么" ["inlink"] => int(0) ["addtime"] => string(10) "1606814506" ["tagid"] => int(6270639) ["id"] => string(7) "6270639" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703504124023144468) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/6270639" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/6270639" } [7] => array(11) { ["tagname"] => string(30) "家装流程是什么谁清楚" ["inlink"] => int(0) ["addtime"] => string(10) "1604570311" ["tagid"] => int(4611812) ["id"] => string(7) "4611812" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703504068221075475) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/4611812" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/4611812" } [8] => array(11) { ["tagname"] => string(24) "装修流程有谁清楚" ["inlink"] => int(0) ["addtime"] => string(10) "1606727762" ["tagid"] => int(5939396) ["id"] => string(7) "5939396" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703504113279434761) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/5939396" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/5939396" } [9] => array(11) { ["tagname"] => string(21) "购买二手房流程" ["inlink"] => int(0) ["addtime"] => string(10) "1593574946" ["tagid"] => int(234174) ["id"] => string(6) "234174" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503918248493062) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/234174" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/234174" } [10] => array(11) { ["tagname"] => string(21) "二手房购买流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598924527" ["tagid"] => int(1058207) ["id"] => string(7) "1058207" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503945725378563) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1058207" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1058207" } [11] => array(11) { ["tagname"] => string(21) "二手房按揭流程" ["inlink"] => int(0) ["addtime"] => string(10) "1593575176" ["tagid"] => int(271448) ["id"] => string(6) "271448" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503919485812767) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/271448" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/271448" } [12] => array(11) { ["tagname"] => string(42) "请问余杭房产过户流程谁清楚啊" ["inlink"] => int(0) ["addtime"] => string(10) "1599534045" ["tagid"] => int(1207768) ["id"] => string(7) "1207768" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503951255568401) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1207768" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1207768" } [13] => array(11) { ["tagname"] => string(18) "购买商铺按揭" ["inlink"] => int(0) ["addtime"] => string(10) "1594371558" ["tagid"] => int(496156) ["id"] => string(6) "496156" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503927632199713) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/496156" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/496156" } [14] => array(11) { ["tagname"] => string(21) "了解清楚再购买" ["inlink"] => int(0) ["addtime"] => string(10) "1600481313" ["tagid"] => int(1488746) ["id"] => string(7) "1488746" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503961527418880) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1488746" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1488746" } [15] => array(11) { ["tagname"] => string(12) "按揭流程" ["inlink"] => int(0) ["addtime"] => string(10) "1594371661" ["tagid"] => int(506340) ["id"] => string(6) "506340" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503927924752406) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/506340" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/506340" } [16] => array(11) { ["tagname"] => string(27) "购买按揭中的二手房" ["inlink"] => int(0) ["addtime"] => string(10) "1598923693" ["tagid"] => int(915376) ["id"] => string(6) "915376" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503941645369351) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/915376" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/915376" } [17] => array(11) { ["tagname"] => string(24) "购买二手房的流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598923862" ["tagid"] => int(946862) ["id"] => string(6) "946862" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503942533513243) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/946862" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/946862" } [18] => array(11) { ["tagname"] => string(27) "购买二手房过户流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598924269" ["tagid"] => int(1000845) ["id"] => string(7) "1000845" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503944071774230) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1000845" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1000845" } [19] => array(11) { ["tagname"] => string(27) "个人购买二手房流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598923636" ["tagid"] => int(883917) ["id"] => string(6) "883917" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503940769808419) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/883917" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/883917" } } ["counts"] => int(120782) ["pagecount"] => float(6040) }

当前位置：首页>

装修问答

其他

按揭购买二手房流程谁清楚？

按揭购买二手房流程谁清楚？

浏览：45次 | 提问时间： 08-06 08:16

分享到：

3个答案

贱男 08-06 08:16

按揭购买二手房流程如下：　　第一步，买方要对房子的产权进行调查。审定房屋产权的完整性、真实性、可靠性，要注意产权证上的业主姓名与售房者是否相符，有无抵押或共有人等。　　第二步，签订二手房*合同。　　第三步，找评估公司做评估。这个过程一般来说要5~7个工作日。　　第四步，贷款的房子要办理相关按揭业务。如果是公积金贷款和商业贷款组合的，则要向公积金中心和银行同时申请。这是整个二手房自行交易过程中最耗时间的阶段，通常要40个工作日左右。　　第五步，按揭办理下来后，要注意注销该物业的他项权证。　　第六步，将合同交到房管部门产权交易中心相关办事窗口，拿受理单。　　第七步，凭受理单到农税中心缴纳相关税费，拿契税完税证。　　第八步，凭完税契证到土管部门办理国土证。　　第九步，凭完税契证到房管部门办理房产证。　　贷款买二手房过户时需要提供*主要有：房屋所有权证、*双方*明、房屋*方婚姻状况证明、房屋核档证明、*契约以及其他房屋登记机构认为有必要提供的*等。

别在我面前炫耀不要脸的爱 08-06 08:25

一、按揭买二手房流程第一步，找好意*购买的二手房，该二手房必须产权明晰，符合*规定的进入房地产市场流通的条件。　　第二步，选择一家银行指定的能办理按揭贷款业务的二手房房产交易代理机构，并在该机构完成二手房房产价值评估工作，交纳房产评估费。　　第三步，借款人申请二手房抵押贷款应填写借款申请表，并向贷款银行提交所需材料;　　第四步，由银行指定的律师事务所进行资信审查，并负责组织对交易房屋进行二手房房价评估，所评估价值作为贷款银行确定贷款额度的依据;　　第五步，借款人与贷款银行签订借款合同;　　第六步，办理抵押、保险等有关担保手续;　　第七步，借款合同生效，资金划入借款人指定帐户。　　二、买二手房避免二手房*合同纠纷有妙招　　第一，检查房屋的产权证和土地证，看两证是否齐全(有些房本是两证合一的); 第二，是要看清楚产权证是否被抵押和土地证上的土地使用年限的记载; 第三，检查房屋本身的质量。除了以上几点之外，还要注意房屋是否被卖房人出租; 第四，要检查房产证上的产权人姓名和卖房人的*上的姓名是否一致。　　第五，看产权证上是否有共有人，如果有共有人，还需要共有人出具书面同意证明。即使是夫*共有的情况，也需要另一方出具证明，以避免纠纷;　　第六，对于买方来说，除了要严格按照建设委员会的二手房*合同格式订立合同之外，还需要将一些细节问题纳入合同内容。主要包括房屋的物业管理交接，户籍的迁移等问题。　　第七，买方可以留一定的房款作为“保证金”，等买房将物业管理交接，户籍迁出之后再将房款全部交齐。　　第八是对于贷款无法如约办下来的情况要尤其注意，这是导致最近一些二手房合同纠纷的主要原因。买房人可以在合同中事先约定，可以设立一个期限，如果由于客观原因到期未能办理按揭贷款，双方的解决办法。

最后的泪滴 08-06 08:33

1.*双方达成协议2.双方有关*送银行借款人（买方）提供（1）、申请人及配偶有效身份*。（2）、申请人及配偶的户口簿。 )（3）、申请人婚姻状况证明。（4）、申请人及配偶的收入证明及其他资产证明（如：存折）（5）、同意房产抵押声明书，如没有共有人即由配偶签配偶承诺书即可，如有共有人需由共有在抵押物共有人处签字。（6）、供款存折。（7）、付首期款证明（收款收据）。（8）、房地产*契约.卖方提供：（1）、*（夫*双方）。（2）、婚姻证明、户口簿（夫*双方）。（3）、银行划款存折及灵通卡。（4）、房产证复印件壹份。 3.评估机构评估 (有的银行需要)4.银行核批5.送交易所交易6.交易确认7.办理房产证8.抵押公证9.办理他项抵押10.银行放款。

装修问答

其他

按揭购买二手房流程谁清楚？

最新问题

相关搜索

最新推荐

按揭购买二手房流程谁清楚？