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买二手房流程时间哪位清楚？

买二手房流程时间哪位清楚？

浏览：42次 | 提问时间： 08-06 08:23

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Sly小晴天 08-06 08:24

流程如下：一、看房:买方看房、*双方初步洽谈价格、付款方式、交房日期等事项，一般*双方产生的所有费用都归买方支付; 二、查档:*双方持房产证原件或按揭合同原价到档案大厦国土部门查房档案; 三、签合同:*双方协商房屋价格、定金、首期款、资金监管、贷款申请时间、赎楼费用、过户申请时间、税费支付方式、交房日期、租客情况、佣金的支付时间及比例、违约责任，确定这几大要点后，*双方与中介签订三方合同或者*双方签订合同，把上述内容写入合同(深圳市统一格式合同)，支付定金给中介公司。四、卖方同担保公司到公证处进行公证，卖方委托担保公司办理相关事务; 五、资金监管及贷款申请:买方支付首期款到按揭银行资金监管账号(一般是原贷款银行，如果换其他银行会多出一些费用)，买方及担保公司与银行签订资金监管协议及相关文件(一大堆，都没看清楚，只是忙着签名)，买方向银行提出贷款申请，银行同意贷款后出具贷款承诺书给买方(一般银行直接通知担保公司)，约7~8个工作日左右; 六、赎楼:买方向担保公司支付担保费用后，担保公司向原贷款银行申请赎楼，担保公司向银行出具赎楼担保，进行赎楼及注销抵押登记手续，约5个工作日左右; 七、房屋过户:买方同担保公司去签订，递交房产过户申请，担保公司领取回执，需5个工作日; 八、买方同担保公司到领证窗口签署回执缴费领取房产证(记得多复印一些，再见到它时要等全部贷款还清之后啦)，担保公司领出新房产证同按揭银行在房地产产权登记中心作抵押登记，银行把首期款给卖方，新房产证抵押登记后，银行把扣除赎楼贷款后的贷款给卖方，约10个工作日左右; 九、交房:*双方办理房屋交接，水、电等过户，买方领钥匙。

剧情再美终究是戏^ 08-06 08:32

买二手房流程首先你应该拿你自己的*到银行（一般是建行）查看一下你现有公积金是多少，和可以贷多少公积金，银行工作人员会告诉你的。根据你所贷公积金即能算出你的首付。 1、首先在你办过户前，由原房主陪同你去银行申请公积金贷款。需要*：原房主夫*结婚证、*、户口本。购房人结婚证、*、户口本、及收入证明。到当地银行申请。 2、当地银行审批后在送到省行去审批，当省行审批下来后，当地银行则会通知你，审批OK 3、当当地银行通知审批OK后在去当地房管局去办过户，当你的房本下来后，在送到当地银行接受放款。 4、银行见房本后则会在3天之内放款。后即物业交接，交接注意事项：房屋水、电、暖、物业费，等及关于房子所有*和配套钥匙寄交给你就可以了。假如要是一首房的话，首先自己也要先去银行查一下自已现有公积金和后期公积金将要有多少，银河则给你算出你能贷多少公积金，其余则为首付。

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