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谁能告诉一下北京住房公积金贷款办理流程？

谁能告诉一下北京住房公积金贷款办理流程？

浏览：26次 | 提问时间： 08-06 08:24

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こ空心印 08-06 08:25

担保中心担保流程1、贷款用户先向相关部门进行咨询。2、提交相关的**。3、进行初步的评审。评审的时候，需要两方面的，一方面是信用评估，一方面是抵押物评估。4、接下来进行复审。5、通过后，进行合同的打印。6、担保中心的担保资格进行审核。7、双方当面签定合同。8、把所有的*，转到经办的银行。9、具备贷款条件的，发放贷款。非担保中心担保流程1、担保中心担保流程2、贷款用户先向相关部门进行咨询。3、提交相关的**。4、进行初步的评审。评审的时候，需要两方面的，一方面是信用评估，一方面是抵押物评估。5、接下来进行复审。6、双方当面签定合同。7、把所有的*，转到经办的银行。8、需要办理各种相关的担保手续。9、具备贷款条件的，发放贷款、

怪我爱得深 08-06 08:33

个人住房公积金贷款买房的流程‍：　　1、初审：　　由住房资金管理中心对申请人提交的材料进行初步审查，包括申请人资格、贷款额度、贷款期限，初审合格以后，由中心出具《抵押物审核评估通知单》。　　2、评估：　　申请人持《抵押物审核评估通知单》到中心指定的评估机构，对所购买的房屋价值进行评估。经济适用房不需要评估。　　3、审核：　　申请人持评估机构出具的《评估报告》以及中心要求的初审材料到中心进行贷款审核。如果合格，中心开具《住房资金管理中心担保委托贷款调查通知单》。　　4、办理担保手续：　　申请人持《住房资金管理中心担保委托贷款调查通知单》，按照自己选择的担保方式办理担保手续。如果选择抵押＋保证的方式，保证人应该出具书面的担保函；如果选择抵押＋保险或第三人保证的方式，应该到保险公司投保或到担保机构办理委托担保手续。　　5、签订借款合同。　　6、住房资金管理中心与受托行签订委托贷款协议。　　7、借款人直接向住房资金管理中心提出贷款申请，受托行业可根据需要，代为收集借款人申请*，统一交住房资金管理中心审核、审批。　　8、住房资金管理中心对每笔贷款金额、期限、利率审批同意后，与受托行签订委托贷款合同。　　9、受托行按照委托贷款合同约定，与借款人分别签订《住房公积金委托贷款抵押合同》、《住房公积金委托贷款质押合同》和《住房公积金委托贷款保证合同》后，办理借款手续。　　10、受托行将贷款直接划入售房方在受托行开立的指定账户。希望能够帮到您

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谁能告诉一下北京住房公积金贷款办理流程？

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谁能告诉一下北京住房公积金贷款办理流程？