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北京购房贷款流程哪位朋友比较熟悉？

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北京购房贷款流程哪位朋友比较熟悉？

浏览：49次 | 提问时间： 08-06 08:46

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寡情 08-06 08:47

北京购房贷款流程：1.签订*合同   2.攒件（银行贷款所需各种*及复印件）   3.评估（银行认可或指定的评估公司评估）   4.银行审件   5.审件通过，面签（贷款合同）。   6.过户进件。   7.房管局进抵押，出他项权证   8.银行见他项权证，放款。   9.房管局出产权证。   新建商品房的流程：（尤其是楼盘大批办理的时候   1.签署商品房合同，同时签署银行的贷款合同。   2.商品房合同备案。   3.银行见备案后的商品房合同开始办理贷款，同时留存副本合同一份。   4.审批，通过后面签。   5.房管局进抵押，出他项权证   6.银行见他项权证，放款给开发商。   7.产权证等交房后开始办理！

十年寄 08-06 08:55

北京购房贷款流程你需要先知道该楼盘在哪家银行办理按揭贷款业务，售楼处银行代表只是收集贷款*，贷款*准备完成后，银行进行审批，审批时间不能确定，最快1个星期，最长无上限。办理好贷款流程后，开发商凭借贷款协议，商品房购买合同，抵押合同到房管局登记上户。上户时间一般一周左右。你需要准备的*大概有，不同银行稍有不同：1、借款人*原件、复印件；2、借款人婚姻证明，单身需单身证明原件及复印件；3、借款人收入证明原件；4、银行需要准备的其他*。

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