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哪位了解房屋装修银行贷款利率是多少？

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哪位了解房屋装修银行贷款利率是多少？

浏览：37次 | 提问时间： 08-06 09:02
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4个答案
当初的我 08-06 09:03

房屋装修银行贷款一般按基准上浮20%（但决定权在工行的各二级分行，因此上浮比例可能不是全国统一），例如：5年期贷款基准利率是6.40%，那么上浮后的执行利率就是6.40%*1.2

凉人 08-06 09:11

7.68%。

心酸 08-06 09:19

房屋装修银行贷款利率：贷款利率按照*银行规定的同期个人消费贷款利率执行，也就是说半年至1年的年利率为5.58%，1至3年的年利率为5.76%，3至5年的年利率为5.85%。

俗不可耐 08-06 09:27

通常来说，贷款期限越长则利率越高，但有的银行并不以贷款期限来确定贷款的利率，而是以金额为标准。在招商银行，家居装修等个人消费贷款的1年期年利率是7.5%，10年期年利率是8.1%，抵押贷款可以做1年期和10年期两种，对于10年期的可以提前还款，信用贷款则只可以做1年期。在中国农业银行，此类贷款最长可以贷10年，利率是在基准利率的基础上上浮10%至20%，一年以内的利率在6.6%左右，5年至10年的利率在7.86%左右。

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