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请问现在买一手房贷款费用如何计算？

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请问现在买一手房贷款费用如何计算？

浏览：39次 | 提问时间： 08-06 09:07

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6个答案

蜡笔不小心 08-06 09:08

一手房贷款费用一、短期贷款         ：六个月（含）         4.86；         六个月至一年（含）5.31      二、中长期贷款         ：一至三年（含）         5.40；         三至五年（含）5.76；         五年以上         5.94      三、贴         现         ：以再贴现利率为下限加点确定         商业房贷5-30年利率7折         4.16%         商业房贷5-30年基准利率         5.94%         商业房贷1-5年(含5年)利率7折         4.03%         商业房贷1-5年(含5年)基准利率         5.76%         公积金贷款5年以上         3.87%         公积金贷款1-5年(含5年)         3.33%

衬人心欢 08-06 09:17

对房地产评估收费一般是依据评估房价分档计算，你的总房价为40万，属于第一档100万元以下，计费率一般为0.5%。但这个收费不是固定标准，且各地有差异，还可以协商。

怪我想太多 08-06 09:25

一、一手房首付计算方式：  首付款

口是心非垂涎三尺为了谁 08-06 09:33

总房款-客户贷款额贷款额

指间繁华初逝的格调シ 08-06 09:42

合同价(市场价)×80%(首次贷款额度最高可达80%)二、二手房首付计算方式：净首付款

完了然后 08-06 09:50

实际成交价-客户贷款额(净首付款：不包括*税费和中介服务佣金的首付款)贷款额

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