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民间借贷房产抵押流程哪位熟悉？

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民间借贷房产抵押流程哪位熟悉？

浏览：58次 | 提问时间： 08-06 09:07

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3个答案

是梦别喊疼想赢别喊停 08-06 09:08

民间借贷房产抵押流程：把房产证拿到房屋管理部门办理抵押登记，取得他项权利证之后抵押才生效，并不是不还钱房子就是你的，你只是在法院执行该抵押物时有优先受偿权。利息可以是银行同类贷款的利率的4倍，超出部分法院是不予支持的。

你不必道歉死了就好 08-06 09:16

1.款人和出借人签订借款合同和抵押合同2.双方去带号*、房产证原件到房地产登记中心办理抵押登记3.拿到他项权证后，准备好他项权证、房产证、*、户口本去公证处办理全程委托*房产、4.注销他项权证、办理房产证5.拿到公*6.放款

年少梦话 08-06 09:25

流程。   1.提供贷款所需*：*，房产证，户口本...   2.房产价值评估   3.家访   4.房管局办理抵押登记手续（防止二次抵押）   5.公证处办理公证（证明债权人的权利）   6.放款。

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