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请问武汉二手房公积金贷款流程是什么？

请问武汉二手房公积金贷款流程是什么？

浏览：130次 | 提问时间： 08-06 09:07

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路过 08-06 09:08

1，定合同。包括价格，税费由谁承担，首付多少等。买方交定金。几天后交首付款。2，买方找贷款银行。（如果有中介，他们都有挂钩银行。）*双方按银行的要求填各种表格。同时，（如果卖方还欠银行的钱的话）卖方拿买方的首付款去还清银行的贷款。（如果不够，卖方还要另外筹钱，有时中介也可以先垫点钱。）这时卖方就与原银行的关系划断了。3，买买双方到各区的房地局办房产过户。4，买方拿新房产证去银行办抵押手续。5，银行放款。双方交割房产。

后来我明白最珍贵的感情 08-06 09:17

武汉二手房公积金贷款流程流程是：1、个人*：申请贷款的个人（以下简称借款人）*明及配偶的相关*明（*或其他有效*均可）的复印件各4份；借款人的婚姻证明（单身证明、结婚*、离婚*或离婚判决书，丧偶者须提供对方的*亡证明）的复印件各2份；交购房款的有效凭证复印件2份；借款人及配偶的收入证明各2份；合法的购房合同原件2份

我与途人 08-06 09:25

1.看房，房产证，双方商议价格，都OK了，签订居间协议（缴意向金）或直接签*合同（缴首付款）；2.拿*合同+首付款凭证+个人*明（*+户口薄+结婚证+子女*明等）+申请贷款人收入证明，银行水单（完税证明）等，向银行（组合贷款）或公积金管理中心（仅公积金贷款）申请贷款，2-3周；3.贷款审批通过，下家去房产交易中心（带好上述*）审税，7天后，上下家（上家产证上所有人，有未成年人的父母都要到；下家所有要上产证的人）去房产交易中心交税并过户；4.20天后，新的产证出来，再拿到申请贷款的银行作抵押，银行放款给上家，需1-2个月；5.约好上家过户水电煤（可能只有煤气需上家到场），交房，你验收好，把剩余尾款付给上家，结束。

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