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宜昌装修贷款利率现在是多少？

宜昌装修贷款利率现在是多少？

浏览：41次 | 提问时间： 08-06 09:10

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回忆那么美 08-06 09:10

你好，个人消费贷款之装修贷款这里的消费贷款指的是持证抵押贷款，也就是用房产来抵押、申请的消费贷款。由于多家银行开展此业务，所以消费者的选择面相对较大。目前最新贷款基准利率： 6个月以内（含6个月） 6.1% 6个月到1年（含1年） 6.56% 1年到3年（含3年） 6.65% 3年到5年（含5年） 6.9% 5年以上 7.05% 备注：基准利率由央行规定，银行贷款利率可以此为基准上下浮动。贷款的利息主要是根据贷款利率来计算的，

毒 08-06 09:19

(借款金额为一万元)期限年利率(%)月利率(‰) 还款总额月均还款额利息负担总和半年 5.58 4.650 10279 到期付清本息 279一年 5.85 4.875 10585 到期付清本息 585二年 5.94 4.950 10630.56 442.94 630.56三年 5.94 4.950 10942.20 303.95 942.20四年 6.03 5.025 11279.52 234.99 1279.52五年 6.03 5.025 11608.20 193.47 1608.20渠道流程1.办理渠道：借款人通过中国建设银行开办个人住房装修贷款业务的分支机构申请办理个人装修贷款业务。2.办理流程：①借款人申请办理住房装修贷款，须到开办该项业务的营业网点提出申请，填写申请表，提交相关*、办理有关担保手续；②客户经理调查、审核同意后，报经有权审批部门审批同意后，签订借款合同；③客户经理办理放款手续，将款项转入借款人在我行个人结算账户上，客户即可使用贷款资金；④借款人到营业柜台还款，或在存款账户或*上留足还款金额，委托贷款银行代扣还款；⑤贷款结清后，银行与客户解除债权债务关系，办理有关手续。

斜揽残箫 08-06 09:27

和房贷利率一样的，一、短期贷款，六个月（含）5.6%，六个月至一年（含）5.6% 二、中长期贷款一至三年（含）6% 三年至五年（含）6% 五年以上6.15%

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宜昌装修贷款利率现在是多少？