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首套房贷款流程是怎样的？

浏览：34次 | 提问时间： 08-06 09:10
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3个答案
柒 08-06 09:10

首套住房，贷款主要考虑的是你的房屋所在地，只要你在当地买房子，就可以在当地贷款，手续就是，你们提供贷款*，包括*，结婚证户口簿等有效*跟你公司开具的收入证明就可以到银行部门申请贷款，等银行审批通过旧可以了。

Snger 08-06 09:19

款购买首套普通自住房的家庭，贷款最低首付款比例为30%，贷款利率下限为贷款基准利率的0.7倍，具体由银行业金融机构根据风险情况自主确定。

难拥你 08-06 09:27

首套房贷款流程是:1、联系银行，提交申请贷款的相关材料（身份*，收入证明等）。2、等待银行审批。3、银行审批同意，签署购房合同，然后再签订银行按揭贷款合同。4、按期还款。如果是向开发商或通过中介购房，可以咨询他们

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