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买二手房按揭费用有哪些？

买二手房按揭费用有哪些？

浏览：34次 | 提问时间： 08-06 09:10

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4个答案

念想 08-06 09:11

买按揭购买二手房比正常全款购买二手房，需要额外承担千分之五的评估费，其他税费与全款购买的费用是相同的，根据多种因素，具体税费明细如下（除双方另有约定外，营业税及个人所得税由卖方承担）：一、契税：1、首次购房90平方以下的房产按照1%缴纳；2、首次购房90平方以上（含90平）144平方以下的房产按照1.5%缴纳；3、以下情况按照3%缴纳：（1）144（含144平）平方以上；（2）不是首次购房；（3）车库；（4）非普通住宅二、营业税：（一般由卖方缴纳，双方另有约定除外）1、房产证满2年，144平方以下的普通住宅房产免征营业税2、房产证不满2年，按照5.5%缴纳营业税；3、房屋面积超过144平方，房产证满2年的按照差额缴纳，计算公式为：（上次购买价格—现在*价格）*税率5.5%

我们的故事就切了吧 08-06 09:19

三、个人所得税：（一般由卖方缴纳，双方另有约定除外）1、房产证满五年，并且是卖方夫*名下唯一一套房产免征个人所得税2、卖方夫*名下唯一房产或房产证未满5年，按照1%缴纳四、其他费用相对较少：交易费：6元/平方*房屋平方数工本费：一个*80元；二个*90 评估费：评估总额的千分之五（银行贷款评估）抵押工本费：100元购房证明：20元一份一般需开3份五、公证收费标准: 公证委托300元

爱多久 08-06 09:28

按揭贷款买二手房要交的费用有：按揭贷款买二手房，会涉及到按揭部分的费用，主要包括评估费、抵押登记费、合同公证费、担保服务费。其中，评估费是交评估价的3‰;抵押登记费交贷款金额的1‰+80元(工本费);合同公证费已婚公证300元，未婚公证400元。

同行 08-06 09:36

费用：评估费：评估值×0.5% 收取单位：评估公司保险：评估值×0.07%×贷款年限收取单位：保险公司公证费（律师费）：贷款额×0.3% 收取单位：公证处抵押登记费： 200~500元收取单位：产权产籍管理中心房产过户时需要缴纳的费用。

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买二手房按揭费用有哪些？

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