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用公积金贷款买二手房的流程有谁知道？

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用公积金贷款买二手房的流程有谁知道？

浏览：32次 | 提问时间： 08-06 09:14

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3个答案

孩子气 08-06 09:15

你好，闭口合同是指双方根据设计图纸和编制的工程预算进行核价，双方确认后签约履行就可以了。除非在装修过程中对原设计的施工内容和预算内容有变动或项目有增减的情况发生，双方就按原编制的工程预算约定进行结算。

整了整衣襟 08-06 09:23

闭口合同是指合同总价在有效期内不做调整的合同。与之相对的是开口合同，指双方在签订合同时用的是预算，等到合同履行完成后再作结算。闭口合同由于签署了以后就不好更改，所以双方都要承担一些风险。 所以对于闭口合同而言，一般适用于工程风险和工程规模不太大的工程项目，要求工程的管理比较规范。家居装修，正好就属于这个范畴，适宜于签订闭口合同。那么装修时签订闭口合同有什么好处呢？下面我们就一起来看看。 装修闭口合同好处之一：物美价廉有保障 在装修之中，如果缺少闭口合同，施工方经常会出现少报、“不小心”漏报、随意变更方案、引诱变换材料等等情况，让消费者遭遇“低预算高结算”的情况。如果签订的是闭口合同，那么就能够为装修提供物美价廉的保障。 装修闭口合同好处之二：业主更省心 闭口合同的特征让合同总价在有效期内的调整为0，或者是限定在一个非常小的额度。要说明的是，在装修中做到闭口合同其实是一件不容易的事情。刚才我们也说了，由于前期预算没有做进去，漏项，后期增项，材料前期未能选定吊灯都会增加预算。而装修闭口合同最大的好处是无增项，能够令到业主比较省心。 装修闭口合同好处之三：让报价更加可靠 有过装修经验的人可能都知道，很多业主在装修的时候选择装修公司，比较喜欢选择较低的报价。但如果光看报价，结果就是在装修最后结算的时候费用高出一大截。而闭口合同能够规避这种“低报价高结算”的行业潜规则，很多消费者对这种闭口合同也是赞不绝口。 装修闭口合同好处之四：闭口合同突显公司实力其实闭口合同有不少的优点，所以装修公司想改用“闭口合同”。因为如果要实行“闭口合同”，那么承接方的报价必须准确。如果报价高，就没有了竞争优势，而如果恶意漏项了，自己又要吃亏。 所以，有的资质不是很过硬的装修公司想实行，却又不敢实行“闭口合同”。而能够签订闭口合同的公司，一定要是资质比较过硬，并且实力强大的公司，具备完整的图纸详细的项目清单和严密的算料能力。

过于冰冷 08-06 09:31

【闭口合同】是指双方根据设计图纸和编制的工程预算进行核价，双方确认后签约履行。除非在装修过程中对原设计的施工内容和预算内容有变动或项目有增减的情况发生，双方就按原编制的工程预算约定进行结算

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