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二手房银行按揭流程哪位朋友熟悉？

二手房银行按揭流程哪位朋友熟悉？

浏览：54次 | 提问时间： 08-06 09:23

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留下我 08-06 09:24

公积金贷款提前还清后‍，在满足其他非买房条件的情况下，申请提取公积金，则是可行的，例如租房或者大修房，再或者是离休退休、职工完全丧失劳动能力并与所在单位终止劳动关系等。　　一、如果非要买房提取公积金提取则是有一定条件限制的，具体的情况如下：第一种是购买首套自住住房(不包括二手房)、未全额付清购房款的;第二种情况是购买首套自住住房、已全额付清购房房款的;第三种情况是，购买首套自住住房、选择使用商业贷款且贷款未还清的。同时，公积金余额还可提取偿还组合贷款商贷部。　　二、组合贷款和公积金贷款可以办理公积金抵扣，使用余额还贷;其中余额不仅仅可以还款公积金贷款部分，还可以还组合贷款中的商贷部分，但是两者只能选其一，不能同时进行;如果您选择了抵扣公积金部分，自然商贷部分，就只能用现金还款。

予我流年路过你倾城 08-06 09:32

可以的.公积金贷款提前还清后‍，在满足其他非买房条件的情况下，申请提取公积金，则是可行的，例如租房或者大修房，再或者是离休退休、职工完全丧失劳动能力并与所在单位终止劳动关系等。一、如果非要买房提取公积金提取则是有一定条件限制的.

鸢年Paranod 08-06 09:41

你好，是可以的，不过要满足下列条件：职工有下列情形之一的，可以提取本人和配偶住房公积金账户内的存储余额:(一)购买、建造、翻建、大修具有产权的自住住房的;(二)偿还购房贷款本息的;(三)租赁本市住房自住的。第八条职工有下列情形之一的，可以提取本人住房公积金账户内的存储余额:(一)离休、退休的;(二)完全丧失劳动能力，并与单位终止劳动关系的;(三)出境定居的;(四)享受本市城市居民最低生活保障的;(五)与本市单位终止劳动关系未再就业2年(含2年)以上的; (六)户籍迁出本市或户籍不在本市，与本市单位终止劳动关系并离开本市的;(七)职工本人或其直系亲属患重病、大病，造成家庭生活严重困难的;希望我的回答能够帮助到你。

我的以爲只是我以爲 08-06 09:49

房子贷款还清了还能取公积金。　　可提取住房公积金账户余额的情况：　　1、购买、建造、翻建、大修自有住房的;　　2、离休、退休的;　　3、完全丧失劳动能力，并与单位终止劳动关系的;　　4、到国外、港、澳、台地区定居的;　　5、偿还住房贷款本息的;　　6、被纳入本市城镇居民最低生活保障范围并支付房租的;　　7、职工在职期间被判处刑罚、职工住房公积金转入集中封存户两年后仍未重新就业、职工户口迁出本市、非本市户口职工离开本市并与所在单位终止劳动关系的。

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二手房银行按揭流程哪位朋友熟悉？

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