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哪位知道公积金能否贷款装修？

浏览：22次 | 提问时间： 08-06 09:27
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5个答案
心酸 08-06 09:28

公积金装修贷款是除了公积金贷款按揭买房外的另外一种形式。就是个人购房者在正常的公积金贷款买房外，还可根据所购房屋面积，按照每平方米既定标准（具体标准按各地实际执行情况确定）申请公积金装修贷款，贷款总额不得超过房屋总价的一定比例及各市规定的个人公积金贷款额度上限。

櫻花開在北緯37 08-06 09:36

是银行的都可以进行贷款装修，在银行贷款装修不需要担保人，需要用房子做抵押。一般是这样的装修贷款贷出来的钱打在装修公司帐户，利率算法分两种，商业贷款利率上浮10%，如果是公积金贷款，基准利率6.12，公积金贷款装修最多可以贷多少？公积金贷款装修额要看每个月缴的是多少，按照下面这个公式来计算贷款额度

带我逃离 08-06 09:44

（月缴存（自己每月扣的钱）/0.12-400）/73月还款

推荐爱人 08-06 09:53

贷款额*73公积金贷款装修流程向当地的公积金管理中心直接申请即可，需要单位签署个人信用交存申请表（表格在公积金管理中心领）

我的真心比不上她的娇喘 08-06 10:01

现在公积金已经不能贷款装修了。个人住房公积金贷款是*为职工提供的政策性低息住房贷款。是指按时足额缴存住房公积金的借款人，在购买、建造、大修自住住房时，以其所购(建)住房或其他具有所有权的财产作为抵押物或质押物，或由第三人为其贷款提供保证并承担偿还本息连带责任，向住房公积金管理中心申请的以住房公积金为资金来源的住房贷款。2008年开始已经停止发放公积金装修贷款。

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