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昆明二手房交易流程谁清楚？

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昆明二手房交易流程谁清楚？

浏览：43次 | 提问时间： 08-06 09:27

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3个答案

血染红玫瑰 08-06 09:28

昆明二手房交易流程1.查底   看该房是否有抵押   是否落户   2.签定房屋*合同   公证处公证3.交定金4.房产局过户   二手房交易税5.支付尾款，交房如果涉及房贷   可以选择信誉较好的中介*   很方便

菇凉我叫东方不败 08-06 09:36

昆明二手房交易流程：(1)*双方建立*沟通渠道，买方了解房屋整体现状及产权状况，要求卖方提供合法的*，包括房屋所有权*、身份*及其它*。PS:a.审核卖方的房产证时，可看下房产证第一页或第二页有“成本价*住房”、“成本价*住宅”或“私更成”等红色印章字样，则表示该房屋以成本价购买。b.看与原购房单位签订的*协议中是否有诸如:“单位有优先购买权”、“*转让需经原产权单位同意”或“五年之内不可以上市”等条款约定。另外，以成本价购买且与原产权单位有事先约定的或以标准价、优惠价购买的，需向原产权单位提交《已购公有住房和经济适用房*征询意见表》，原产权单位盖章同意后就可上市交易。审查内容包括:一看房屋所有权证第一页有“*私优”、“*私标准”、“优惠*”或“标准*”等红色印章字样，则表示该房屋以标准价或优惠价购买。二看与原产权单位签订的*协议中的约定。当然，产权证一定要看原件，同时应到有管辖权的部门，房屋所在区县房地局查档，以最终确认，该房屋是否具备上市交易的资格。(2)如卖方提供的房屋合法，可以上市交易，买方可以交纳购房定金(交纳购房定金不是商品房*的必经程序)，*双方签订房屋*合同(或称房屋*契约)。*双方通过协商，对房屋坐落位置、产权状况及成交价格、房屋交付时间、房屋交付、产权办理等达成一致意见后，双方签订至少一式三份的房屋*合同。(3)*双方共同向房地产交易管理部门提出申请，接受审查。*双方向房地产管理部门提出申请手续后，管理部门要查验有关*，审查产权，对符合上市条件的房屋准予办理过户手续，对无产权或部分产权又未得到其他产权共有人书面同意的情况拒绝申请，禁止上市交易。(4)立契。房地产交易管理部门根据交易房屋的产权状况和购买对象，按交易部门事先设定的审批权限逐级申报审核批准后，交易双方才能办理立契手续。现在北京市已取消了交易过程中的房地产卖契，即大家所俗称的“白契”。(5)缴纳税费。税费的构成比较复杂，要根据交易房屋的性质而定。比如房改房、危改回迁房、经济适用房与其它商品房的税费构成是不一样的。

做作 08-06 09:44

交易开始→（客户）交定金（5千到1万）→双方准备材料→{客户交首付、房东开新卡、银行签字}（三者一起进行，为贷款通过做准备）→房管局过户→新房产证银行抵押→放款到原房东新开卡的*→交易结束①客户准备材料：夫*双方的*、户口本、结婚证（或单身证）、无房证明、收入证明、银行流水（半年）②房东准备材料：夫*双方的*、户口本、结婚证（或单身证）、房产证、土地使用证。备注：*、户口本、结婚证、房产证、土地使用证，以上*需原件，银行签字当天需客户和房东夫*双方夫*同时在场。

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