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求告知装修房子能不能贷款？_其他_设计456问答
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求告知装修房子能不能贷款？
10秒装修报价 装修要花多少钱?获得精准报价，省钱30%
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求告知装修房子能不能贷款？
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提问时间： 08-06 09:27
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3个答案
如果资金不足，但迫切需要装修来住的话，装修贷款也是可以的，找家利息相对优惠的银行做贷款（贷款方式比较多，选择最合适自己的，希望我的回答对你有帮助
你好，原则上来说，按揭中的房子已经是抵押给银行的，已经抵押的房子不能再用来抵押申请贷款，而且房子的房产证也没有拿到。不过有的银行会对本行的住房按揭贷款客户提供装修贷款，哪怕是按揭中的房子，同样能用来申请装修贷款。
办理了购房贷款后需要办理装修贷款的话银行还是可以办理的，要求及需要的*如下：要求：已经交房，能在物管处开具入住证明，有三个月以上的水电气票就可以申请了。*：*、户口本、婚姻证明、贷款用途、购房合同、居住证明、水电气票、（已婚提供夫*双方*）就可以申请了，不过金额一般是在20万以内。
