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北京公积金贷款费用有哪些？

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北京公积金贷款费用有哪些？

浏览：34次 | 提问时间： 08-06 09:30

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3个答案

多情笑我 08-06 09:30

公积金贷款目前还是有评估费和担保费的，评估费按照您的房屋总价计收，最高不超过1500元，担保费按照您申请的贷款金额再乘以3%来收，申请最高80万，如果您要申请50万，就用50万乘以3%就是您的担保费，当然，这里面还有一个信用等级AAA或是AA的情况，AAA的申请人担保费打95折，AA的申请人打98折希望对您有帮助

我的眼泪会出汗 08-06 09:39

（一）   担保费           　通常情况下，常见到的担保方式为北京市住房贷款担保中心连带责任保证担保、抵押担保。其中担保中心担保涉及担保服务费，担保费收费标准为贷款额度的千分之三，最低收费300，对于个人信用评估AA的申请人，给予9.8折优惠，个人信用评估AAA的申请人，给予9.5折优惠。　　         （二）房屋评估费           　房屋评估费指的是抵押物价值评估费用。目前，商品房期房、商品房现房、二手房需要经抵押物价值评估，涉及的费用，按照评估价值的千分之三收取，最低收费300，最高1500。

后悔莫及 08-06 09:47

费用基本上没有,就是一些小的手续费。就是比较麻烦,需要大量的材料还需要你大量的时间去跑。因为中间有很多环节的。多办事的地方多问问就知道了。最好带上个本子记下来。因为比较繁琐。

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