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武汉住房公积金贷款流程是怎样的？

武汉住房公积金贷款流程是怎样的？

浏览：55次 | 提问时间： 08-06 09:30

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谢谢你让我学会了狠心 08-06 09:31

符合贷款条件的借款人，在公积金贷款银行领取《公积金(或组合)贷款申请表》。提交《公积金(或组合)贷款申请表》、《公积金缴存及收入证明》、夫*双方*、户口簿等有效身份*、婚姻状况证明(如未婚需出具民政部门未婚证明)原件及复印件、已备案的购房合同及首付款收据、贷款银行要求提交的其他证明材料。签订《公积金(或组合)贷款借款合同》、《抵押合同》及贷款银行要求签订的其他协议文书。由贷款银行或借款人到房地产管理部门办理房屋抵押登记。公积金中心审批贷款、发放资金，贷款银行以转账方式划转到开发商账户，且通知借款人。希望*对你有帮助

我眼睛会笑 08-06 09:39

1、借款人及配偶（如有）的有效*明、户口簿（第二代*需要复印背面页，户口簿应复印扉页、户主页、借款人及配偶页）。　　2、婚姻证明：未婚的由户口所在地婚姻登记处开具单身证明；离婚的提供离婚证明及未再婚证明（离婚证、法院判决书或裁定书，未再婚证明由户口所在地婚姻登记处开具）；已婚的提供结婚证。　　3、借款人与售房单位签订的购房合同原件。　　4、借款人本人及其配偶（已婚的）共同填写的借款申请表、单位开具的缴存住房公积金证明、工资收入证明、借款人*最近一年的流水。　　5、借款人先行交付给售房单位的不低于协议规定的首付款收据。

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武汉住房公积金贷款流程是怎样的？

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