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国管公积金提前还贷流程有哪些_其他_设计456问答
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国管公积金提前还贷流程有哪些

浏览：80次 | 提问时间： 06-22 09:10
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3个答案
尤物 06-22 09:11

如果你的还款方式为自由还款方式的话，你有两种方式还清贷款。一、拨打96155公积金热线根据语音提示自主办理:例如:如果你的借款合同上的还款日期(银行每月扣款的日子)是20日，你可以在20日的前后三个工作日以外的日期拨打96155办理提前全部还款，先查询一下你还剩多少钱，然后设定你的预约还款金额为你的最高还款额(贷款余额)，然后你把相应的钱存到你的还款卡里就可以了，然后银行会在20日从卡里扣款的，在银行扣款后的3个工作日以后你在去公积金贷款中心(城8区办理的贷款)领取你的还清证明。二、本人携带借款合同和身份证去公积金贷款中心办理，到2楼咨询台领号，等叫号办理。

欲哭無淚欲笑無言 06-22 09:19

借款人可在借款合同约定还款日的2个工作日之前，持本人身份证、借款合同到贷款发放银行，填写《中央国家机关个人贷款月还款额度调整申请书》即可办理。

欲哭無淚欲笑無言 06-22 09:28

一般办理提前还款，需要先向银行预约，具体可以咨询贷款银行相关政策。提前还贷的流程为：第一步：先查看贷款合同中有关提前还贷的要求，注意提前还贷是否须交一定的违约金。第二步：向贷款银行电话咨询提前还贷的申请时间及最低还款额度等其他所需要准备的资料。第三步：按银行要求亲自到相关部门提出提前还款申请。第四步：借款人携相关证件到借款银行，办理提前还款相关手续。第五步：提交《提前还款申请表》并在柜台存入提前偿还的款项即可。提前还贷注意事项：提前还房贷莫忘和银行提前预约，等待时间从即刻可办到等一个月的都有。目前多数银行暂不收提前还贷的违约金，但是也请在办理手续之前问清楚。各家银行对一年内提前还贷的次数限制、每次的最低还款额限制等固定不一，请预先咨询。

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