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装修消费贷款怎么办理？

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装修消费贷款怎么办理？

浏览：31次 | 提问时间： 08-06 09:43

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4个答案

爱情容不下第三者 08-06 09:44

代开，消费凭证微イ言w2010688

你说我不配 08-06 09:53

贷款申请一般需要提供的申请*：1．*明*；2．婚姻证明*：结婚证、离婚证、未婚声明等；3．本地居住证明*：近一年任意3个月固定电话缴费清单，或水电费缴费清单等公用事业收费单据，或其他可以证明住址的*；4．担保证明*：抵押物权属证明。有共有权人的，还需提供共有权人同意抵押声明或要求共有权人在抵押合同中签字。提供其他辅助担保方式的，还需提供相应证明*；5．用途证明*：贷款用途为购车/购车位的：须提交能够证明购房用途真实性的*，如购车/购车位合同、认购意向书、定金收据、首付款收据等；贷款用途为装修的：须提交能够证明装修真实性的*，如所装修房产产权证明及装修合同、预付款收据等；贷款用途为用于教育学资的：须提交能够入学证明*，如就读学校出具的《录取通知书》或类似性质证明*；6.还款能力证明*：我行代发工资客户可以直接提供其代发工资账户流水；社保账户流水或个人纳税单等；若您的这笔贷款还需要提供其它*，经办行这边也会及时通知您，您在申请贷款的时候也可以通过经办行详细确认此*。

明天你好我叫打不到 08-06 10:01

要先和装修公司确定好装修的预算，同时要和银行联系，带上你的户口本、*和收入证明，如果银行同意放贷，那你就要凭装修合同去银行签贷款合同和贷款抵押手续。细节方面的每家银行都不太一样，你还是要向银行问清楚才行。一般小额装修贷款，银行还不一定会贷给你。希望我的回答对你有帮助。

迷途陌 08-06 10:09

你好你要先和装修公司确定好装修的预算，同时要和银行联系，带上你的户口本、*和收入证明，如果银行同意放贷，那你就要凭装修合同去银行签贷款合同和贷款抵押手续。细节方面的每家银行都不太一样，你还是要向银行问清楚才行。一般小额装修贷款，银行还不一定会贷给你。

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